USDA Vs. FHA Pro and Con comparison in West-Greenwich, Kent County, RI
In 2025, the USDA loan limit for West-Greenwich, within the county of Kent in RI, is set at $404,800. Meanwhile, the FHA limit for a single-family dwelling is $506,000.
Utilize the Lendersa® USDA loan calculator to gauge today's premium USDA versus FHA rates, and ascertain the required income, credit, reserves, and documentation to qualify. Our superior mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, simplifying the decision of which program in aligns with your specific financial situation.
Loan Limits and Downpayment Requirements for 2025 in West-Greenwich, Kent, RI
Loan Type
Loan Limit
Down payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in West-Greenwich, RI
Lendersa®'s objective is to ensure you get the best USDA or FHA loan quickly and without fuss. Begin with any of three paths to connect with compatible lenders and explore USDA loan programs.
A USDA home loan, otherwise known as a USDA mortgage or rural development loan, is government-backed by the Department of Agriculture. It is exclusively offered in rural areas. While FHA loans demand at least a 3.5% down payment, USDA loans require zero down payment, making them highly appealing to potential rural homebuyers.
First State Bank of Wyoming is a family owned community bank that has proudly served Wyoming, Minnesota and the surrounding community since 1914. We pride ourselves on providing excellent customer service and commitment to relationships, as well as providing a wide array of financial services tailored to best fit your banking needs.
910 Weathered Rock Road, Jefferson City, MO, 65101
MIB is proud to be able to assist community banks with their lending needs! Our loan team is comprised of individuals specializing in many different areas of lending. Our experienced staff will deliver exceptional customer service in a very professional manner and also MIB is a “bankers’ bank” which provides a wide array of correspondent banking se
Missouri Baptist Credit Union has been open since 1963. The credit union has assets totaling $9.03 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
2722 East McCarty Street, Jefferson City, MO, 65101
MECE Credit Union are not sponsored by Facebook or any other business. Employees, their immediate family members, and the Board of Directors of the Credit Union are not eligible for any prizes. All entrants must be members in good standing with the Missouri Electric Cooperatives Employees' Credit Union to be eligible for the drawing.
Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities
1270 Northland Drive, Suite 350, Mendota Heights, MN, 55120
Expedition Credit Union was established in 1957 to benefit Minnesota Education Association members. Originally named MEA Credit Union, we assisted with the specific financial needs of the education community. Throughout the years — from strikes and natural disasters, to times of prosperity — the credit union was there.
Kvikstad Mortgage Solutions the company in 2004 to provide a better and more personalized option for my clients. As an independent, small business I have very little overhead, so I am able to pass those savings on to my clients. I do not have to charge the same high fees and rates as the banks and other big companies.
1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
Gabriel Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
750 South Plaza Drive, Suite 319, Mendota Heights, MN, 55120
At Spectra Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
At Ridge View Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We constantly work on delivering the best loan services to our clients. Our team will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly. We have satisfied clients all over Central Florida and one of the fastest closing rates offered by any mortgage company.
We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.
