In 2025, the USDA loan threshold in the city of Warwick, within Kent county of RI, is $473,800, while for a single-family dwelling, the FHA sets its limit at $661,250.
Leverage the Lendersa® tool to calculate and compare the latest USDA and FHA rates. It's a straightforward way to ascertain the income, credit, reserve, and documentation needed to be eligible. Our sophisticated mortgage calculator puts USDA, FHA, Conforming, and VA options side by side, thus enabling you to identify the most suitable program in for your unique financial landscape.
Loan limits and down payment specifications in Warwick, Kent county, RI for 2025
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan pathways in Warwick, RI
The mission of Lendersa® is to secure the optimal USDA or FHA loan product swiftly and efficiently. Begin with any of the three pathways to find matching lenders and appropriate USDA loan offers.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is commonly known as a USDA rural development loan or USDA mortgage. This type of loan is available exclusively in rural areas. Contrary to FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment.
First Farmers and Commercial Bank, (formerly First National Bank of Pikeville) has strived and grown to meet community needs. Some 70 prominent Bledsoe Countians organized the community bank and today there are over 201 community minded people involved in the bank’s ownership. First Farmers and Commercial Bank, charter on September 30, 1913.
One Mid America Plaza, Suite 800, Oakbrook Terrace, IL, 60181
NEO represents the new way of doing home loans. We advise you how to pay off your mortgage and consumer debts faster and with much lower cost – all while maximizing your wealth. We focus on your long-term, comprehensive wealth strategy over the short-term mortgage transaction. Founded in 2021.
17 West 220 22nd Street, Suite 250A, Oakbrook Terrace, IL, 60181
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1801 S Meyers Rd, Suite 500, Oakbrook Terrace, IL, 60181
The Peoples Home Equity Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Illinois. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
1801 S. Meyers, Suite 400, Oakbrook Terrace, IL, 60181
At Constructive, our mission is to help the residential real estate investor by providing an easy process, competitive pricing, and expansive programs to meet all of their financing needs.
Whether it’s fix to flip or buy to hold, we are committed to providing the right solutions for our clients.
We are income or credit driven for our loans. These loans are perfect for investment projects or cash out on free and clear properties. Most loans close in 7-14 days.
All loans will be considered, and are based on EQUITY, exit strategy, value, and ability to demonstrate repayment of the loan.
At First American Bank, we're small enough to provide the personal attention that makes you comfortable coming to us for a multi-thousand-dollar auto loan. As the largest privately held bank in Illinois, we're big enough that you can also get multi-million-dollar financing if your company exports auto parts – or anything else.
836 S Arlington Heights Rd, Suite 182, Elk Grove Village, IL, 60007
Z Reverse Mortgage is a free informational resource for seniors and their families on the reverse mortgage process. We provide senior citizens with all the necessary information and assistance in order to identify the right loan programs, determine property value, and begin the process.
First of all, we will need to start with the present. IN august 2003, the Credit Union changed its name to “New Horizon Credit Union.”
The original name of “Hyster Danville Employees Credit Union” was established September 30, 1946 as a state Chartered Credit Union and located in the old Fab Bldg. On Voorhees St., Danville, IL.
