USDA Vs. FHA your options comparison in Warwick, Kent County, RI
In 2025, the USDA loan threshold in the city of Warwick, within Kent county of RI, is $473,800, while for a single-family dwelling, the FHA sets its limit at $661,250.
Leverage the Lendersa® tool to calculate and compare the latest USDA and FHA rates. It's a straightforward way to ascertain the income, credit, reserve, and documentation needed to be eligible. Our sophisticated mortgage calculator puts USDA, FHA, Conforming, and VA options side by side, thus enabling you to identify the most suitable program in for your unique financial landscape.
Loan limits and down payment specifications in Warwick, Kent county, RI for 2025
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan pathways in Warwick, RI
The mission of Lendersa® is to secure the optimal USDA or FHA loan product swiftly and efficiently. Begin with any of the three pathways to find matching lenders and appropriate USDA loan offers.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is commonly known as a USDA rural development loan or USDA mortgage. This type of loan is available exclusively in rural areas. Contrary to FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment.
Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.
The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Oklahoma AgCredit is part of the Farm Credit System that supports rural communities and agriculture with reliable and consistent credit today and tomorrow. We provide loans, leases and financial services to farmers, ranchers and rural businesses and homeowners in 60 counties in eastern and central Oklahoma.
233 East 10th Street Plaza, Suite 3, Edmond, OK, 73034
Spurr Mortgage is a locally and family owned mortgage company in Edmond, Ok helping homeowners since 1990 by Harold Spurr. Spurr Mortgage has stayed true to its mission to provide outstanding home mortgage services in Edmond and throughout Oklahoma. Spurr Mortgage has the distinct honor of being the only remaining mortgage broker in the state.
"MHL and eLEND combine great rates and a wide range of Manufactured and Modular Home loan options, with over 20 years of industry expertise, and excellent customer service. We’re always just a call, message
Being a customer-focused company means we take great pride in our customer service."
The First National Bank opened the Motor Bank at the corner of Main and Fifth streets. The facility featured a new service for Durant residents, an ATM. The full service Northwest Heights Branch at 19th and University began operating in 1986. A remodel and expansion to the branch was completed in the spring of 2003 to accommodate a larger lending
Forty years ago, a small group of local businessmen in Pontotoc County established the First American Bank of Roff in order to meet the personal banking and business-banking needs of the citizens in Roff and surrounding areas. The mission of the bank, then and now, has been to serve its customers with personalized banking service.
We offer a wide range of personal and business services to meet all of your financial needs while providing the personal touch and responsiveness our clients deserve and expect. Talk with us about your individual needs and we will work with you to determine the perfect accounts for you. We sincerely appreciate your business and pledge to work
Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.
