USDA Vs. FHA your options comparison in Pawtucket, Providence County, RI

In the year 2025, the maximum USDA loan limit established for Pawtucket, located in the county of Providence in RI, is $473,800. On the other hand, the FHA loan limit for a single-family residence stands at $661,250.

Leverage the Lendersa® USDA loan calculator to evaluate and contrast today's premium USDA versus FHA loan rates. It allows you to ascertain the income level, credit requirements, reserve amounts, and documentation needed to qualify effectively. With our sophisticated mortgage calculator, you get a simultaneous view of USDA, FHA, Conforming, and VA loans, aiding you to select the program that aligns best with your financial landscape in .

Discover and compare loan proposals from more than 100 lenders

Loan limits and necessary downpayment requirements in Pawtucket, county of Providence, RI for 2025

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

A Variety of USDA and FHA Loan Opportunities in Pawtucket, RI

At Lendersa®, our mission is to ensure you receive the optimal USDA loan or FHA loan efficiently and without any undue stress. Choose from one of three introductory steps that funnel you to ideal lender matches and suitable USDA loan provisions.

Lendersa USDA loan inquiry and result alignment

Defining the USDA Loan in RI

The USDA mortgage is endorsed by the U.S. Department of Agriculture and is alternatively identified as a USDA rural development loan or USDA mortgage. Targeted specifically for rural areas, these loans facilitate home purchases in such communities. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans remarkably require no down payment at all, presenting a significant benefit to qualified applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Banner Capital Bank
  • 205 State St, Harrisburg, NE, 69345
  • In 1964, we opened our doors under the brilliant blue skies of Harrisburg, Nebraska—a rural farming community in the heart of The Nebraska Panhandle. One firm handshake at a time, we earned the trust of our customers, allowing us to expand and create new relationships around Nebraska and then into Wyoming.
  • American Bank of Commerce Wolfforth
  • 10920 Lakeline Mall Drive, Suite 200, Austin, TX, 78717
  • The American Bank of Commerce first opened for business as Wolfforth State Bank on September 11, 1962 with James S. Moore as chairman of the board. In January 1963, Wolfforth State Bank moved from temporary facilities to its first home in downtown Wolfforth, Texas. Wolfforth State Bank changed its name to American Bank of Commerce
  • Tiffany's Hard Money Real Estate Loans LLC
  • 9900 Spectrum Dr, Austin, TX, 78717
  • Tiffany is an experienced lending executive officer with a demonstrated history of working in the financial services industry since 1993. Skilled in Public Speaking, Hard Money Lending, Conventional, FHA, & VA Lending, Nonprofit Organizations, Marketing Management, Negotiation, Business Planning, Networking, and Coaching.
  • Infinity Mortgage Holdings, LLC
  • 10920 Lakeline Mall Drive, Suite 200, Austin, TX, 78717
  • Infinity Mortgage Holding LLC is Founded in Austin Texas in 2016, Infinity Mortgage is built on a platform of service: to our clients, and to our team. Our strength lies in our communication, our relationships, and our execution and also Infinity Mortgage Holdings, LLC is committed to providing clients with the highest quality home loans.
  • HOMEWISE FINANCIAL CORP
  • PO Box 1774, Leander, TX, 78646
  • Homewise Financial we take the guesswork out of home loans, making the entire process seamless and carefree. Buying a home is typically the largest investment that you will ever make. The process is filled with emotion, whether you are a first-time or a seasoned home buyer, you are ready to get to the closing table memories in your new house.
  • Peoples State Bank of Hallettsville
  • 116 East Third Street, Hallettsville, TX, 77964
  • Peoples State Bank was chartered on January 18, 1929, by the Texas Banking Commission. Peoples State Bank has seen tremendous growth throughout the years and strives to maintain that growth. They want to remain a real community bank. Peoples State Bank offers a wide variety of deposit products and lending products to make your life easier.
  • Sacred Heart Federal Credit Union
  • 1206 N Texana Street, Hallettsville, TX, 77964
  • The Sacred Heart Parish Federal Credit Union is a member-owned financial institution whose purpose is to promote the financial well-being of its members by providing friendly, comprehensive, and progressive financial services while maintaining a sound financial position. and Our success sprung from humble beginnings, born by those who shared a comm
  • Mark Monreal & Associates
  • 13001 Debarr Drive, Austin, TX, 78729
  • Mark Monreal & Associates we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Larry The Lender
  • 13420 Lyndhurst St, Apt 301, Austin, TX, 78729
  • Larry Feingersh is a native Houstonian. One of Larry’s first jobs in the 70’s was working for the City of Bellaire picking up garbage. Larry has bought, sold, and managed residential real-estate properties since 1985. In 1995-96 Larry bought and flipped over 30 houses. Besides having built and managed his own commercial buildings since 1992.
  • AAXY Mortgage
  • 13284 Pond Springs Rd, Suite 405, Austin, TX, 78729
  • AAXY LLC has 2 dba’s as AAXY Mortgage and Austin First Mortgage. It is a Texas licensed mortgage company whose mainly business is lending residential mortgage loans. It has a wide range of residential loan products including conventional loans, FHA, VA USDA and some NON-QM loan products.