As of 2025, the USDA loan cap for East-Greenwich in Kent county of RI is $404,800, while the FHA limit for a single-family home is $506,000.
Deploy the Lendersa® USDA loan calculator to evaluate the leading USDA versus FHA rates available today, establishing the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most appropriate program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $404,800 | 0% |
| FHA | $506,000 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to help you swiftly and effortlessly secure the best USDA loan or FHA loan. Choose one of the three starting points that connect you with lenders and USDA loan solutions.
A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is accessible exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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