USDA Vs. FHA Pro and Con comparison in Hopkinton, Washington County, RI

In 2025, the USDA loan cap in Hopkinton, Washington county, RI is $473,800; however, the FHA limit for a single-family home is $661,250.

Utilize the Lendersa® USDA loan calculator to weigh today's top USDA vs. FHA rates, determining the necessary income, credit status, reserves, and documentation to qualify. With this advanced mortgage calculator, see your options with USDA, FHA, Conforming, and VA loans side by side, facilitating a decision about which program in best suits your financial position.

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2025 loan limits and downpayment requirements in Hopkinton, Washington county, RI

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA loan options in Hopkinton, RI

The aim of Lendersa® is to swiftly secure you the best USDA or FHA loan without inconvenience. Choose one of three starting routes to match with lenders and appropriate USDA loan programs.

Lendersa USDA loan request and results

What constitutes a USDA Loan in RI?

A USDA home loan, backed by the government via the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. FHA loans require at least a 3.5% down payment, but USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 301 North Missouri Street, Macon, MO, 63552
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