FHA Vs. USDA loan program for Hopkinton, Washington County, Rhode Island

In 2026, the USDA loan cap in Hopkinton, Washington county, RI is $473,800; however, the FHA limit for a single-family home is $661,250.

Utilize the Lendersa® USDA loan calculator to weigh today's top USDA vs. FHA rates, determining the necessary income, credit status, reserves, and documentation to qualify. With this advanced mortgage calculator, see your options with USDA, FHA, Conforming, and VA loans side by side, facilitating a decision about which program in best suits your financial position.

Explore USDA and FHA loan options in Hopkinton, RI

The aim of Lendersa® is to swiftly secure you the best USDA or FHA loan without inconvenience. Choose one of three starting routes to match with lenders and appropriate USDA loan programs.

What constitutes a USDA Loan in RI?

A USDA home loan, backed by the government via the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. FHA loans require at least a 3.5% down payment, but USDA loans do not require any down payment.

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(800) 254-3262 Lender's profile and map Reviews Capital City Financial Corporation 2740 Pawtucket Avenue East, Providence, RI, 02914 Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.
(401) 270-1144 Lender's profile and map Reviews Troy City Mortgage LLC 692 Warren Avenue, East Providence, RI, 02914 Troy City Mortgage, we work hard to get our clients approved so they can experience the benefits of homeownership. We guide first-time buyers through what it takes to achieve their dream of owning a home.and also we work with existing homeowners on everything from refinancing to home equity.
(401) 952-7376 Lender's profile and map Reviews Province Mortgage Associates, Inc 50 Office Parkway, East Providence, RI, 02914 We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.
844 507 5859 Lender's profile and map Reviews Foxpoint Lending One Richmond Square, Providence, RI, 02906 Foxpoint Lending is a private lender that delivers loans tailored for investment properties such as residential (non-owner occupied) and commercial real estate. We are based in Rhode Island, but partner with experienced real estate investors in multiple states. Our loans are frequently termed asset-backed loans because they are backed by the col
(401) 233-4700 Lender's profile and map Reviews Navigant Credit Union 1005 Douglas Pike, Smithfield, RI, 02917 From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving. Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.
(401) 345-6250 Lender's profile and map Reviews Shamrock Home Loans 75 Newman Avenue, Rumford, RI, 02916 Shamrock Home Loans, we’re not inspired by mortgage loans, credit scores or interest rates. No way. What fires us up is the idea of building neighborhoods, watching families grow and turning houses into homes and also The company provides equity, refinancing, debt consolidation, home improvement loans and real estate mortgage loans.
(401) 728-8300 Lender's profile and map Reviews Woodlawn Federal Credit Union 744 Main Street, Pawtucket, RI, 02860 Woodlawn Federal Credit Union strive to offer services designed to improve the economic and social well-being of ALL of our members no matter the socio-economic background, and return financial value to all those who participate in our member owned financial cooperative. and also Woodlawn FCU is more committed than ever to helping people.
(401) 495-3100 Lender's profile and map Reviews Anchor Financial Mortgage, Inc 1 Lonsdale Avenue, Pawtucket, RI, 02860 Our mission is to provide qualified individuals with high quality mortgage programs that are tailored to fit their unique situation at the most competitive rates in the nation. Anchor Financial Mortgage, Inc. is committed to delivering quality mortgages to our clients and lending partners.
(860) 767-4414 Lender's profile and map Reviews Essex Savings Bank 35 Plains Road, Essex, CT, 06426 Essex Savings Bank is a FDIC insured, state chartered, mutual savings bank established in 1851. The Bank serves the Connecticut River Valley and shoreline with six offices in Essex (2), Chester, Madison, Old Lyme and Old Saybrook providing a full complement of personal and business banking. Financial, estate, insurance
(860) 767-1055 Lender's profile and map Reviews Corner Mortgage 56 Plains Road, Essex, CT, 06426 "We encourage people to call with any questions they may have about the mortgage or home buying process. We gladly give free consultations and pre-qualifications. We believe it is very important for borrowers to understand the entire mortgage process. We are open Monday through Friday, and Saturday and Sunday by appointment."
(508) 678-7641 Lender's profile and map Reviews BayCoast Bank 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
(508) 379-1056 Lender's profile and map Reviews St. Dominic's Federal Credit Union 1723 Grand Army of the Republic Highway, Swansea, MA, 02777 St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.