USDA Loan Vs. FHA loan for Westerly, RI 2025

In 2025, the USDA loan limit for Westerly in Washington county, RI, is $473,800, whereas the FHA cap for a single-family home is $661,250.

Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your financial situation in .

Exploring USDA and FHA Loan Options in Westerly, RI

At Lendersa®, our objective is to provide you with the ideal USDA or FHA loan swiftly and with minimum hassle. Select one of three options to connect with matching lenders and viable USDA loan programs.

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Understanding USDA Loans in RI

A USDA home loan is backed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it requires no down payment, contrasting with FHA loans which need at least a 3.5% down payment, providing a significant advantage for eligible buyers in these regions.

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(563) 324-1556 Lender's profile and map Reviews Neighborhood Housing Services of Davenport Iowa, Inc. 710 Charlotte St, Davenport, IA, 52803 Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.
(618) 893-2464 Lender's profile and map Reviews Farmers State Bank of Alto Pass 55 North Elm, Alto Pass, IL, 62905 Farmers State Bank is a locally owned and operated Community Bank. Our full service locations are available in Harrisburg, Illinois, Marion, Illinois and Alto Pass, Illinois. We are a FULL SERVICE COMMUNITY Bank. Expert Knowledge in Commercial Lending, Consumer Lending, Mortgage Lending, Agricultural Lending.
(715) 428-2801 Lender's profile and map Reviews Community Financial Bank 450 Center Street, Prentice, WI, 54556 COMMUNITY Financial Bank was established in 1987 in Prentice, WI. The Bank has locations in Prentice and Stratford, Wisconsin. COMMUNITY Financial Bank is here to meet both your Business Banking and Personal Banking needs. Community Financial Bank services all our fixed rate loans.
(715) 748-2447 Lender's profile and map Reviews Taylor Credit Union 825 East Allman Street, Medford, WI, 54451 Our story begins in 1951 as Taylor County Co-op Credit Union. A financial cooperative set out to serve the members and employees of the Medford-Stetsonville Farmer’s Union. The newly chartered credit union was located on the second level of the old Farmer’s Union Co-op building on Whelen Ave (current location of the Medford Cooperative Tire & Auto
(563) 323-9003 Lender's profile and map Reviews Davenport Police Department Credit Union 227 West 4th Street, Davenport, IA, 52801 Membership in the Davenport Police Department Credit Union is open to Public Safety Employees - law enforcement, fire, medic, corrections, courts - living or working in Scott County, Iowa, and City of Davenport employees. Family members including parents and grandparents, children and grandchildren, and brothers and sisters, and all their spouses.
(309) 793-3610 Lender's profile and map Reviews Gas & Electric Credit Union 2300 4th Avenue, Rock Island, IL, 61201 Gas & Electric Credit Union proudly serves employees and retirees of MidAmerican Energy, the City of Rock Island, BITCO Insurance, Illinois Casualty Company, Rock Island Corps of Engineers, Friendship Manor, Rock Island Milan School District, Downtown Rock Island District Businesses and many other local, small businesses
(608) 375-4117 Lender's profile and map Reviews Community First Bank WI 925 Wisconsin Avenue, Boscobel, WI, 53805 Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.
(270) 655-6921 Lender's profile and map Reviews Citizens Deposit Bank of Arlington, Inc. 1 Walnut Street, Arlington, KY, 42021 Citizens Deposit Bank is a community owned bank rooted in Western Kentucky. The bank was chartered by the Commonwealth of Kentucky in 1949 & continues to serve the needs of citizens of Carlisle, Hickman, Ballard & surrounding counties. Our reputation of being a hometown bank with excellent customer service is known throughout the counties we serve.
(334) 844-4120 Lender's profile and map Reviews Auburn University Credit Union 1290 S. Donahue Drive, Auburn, AL, 36832 Auburn University Credit Union is here to help you navigate life's milestones. From education expenses, auto loans, vacations, home purchases, AU Credit Unions is built around where you live, work, study & play. We're locally owned for our local neighbors. We’re always on your team because we understand the importance of being stronger together.
(229) 903-1400 Lender's profile and map Reviews Flint Community Bank 2910 Meredyth Drive, Albany, GA, 31721 Flint Community Bank opened its doors in early 2006 with a straightforward goal: to build a bank based on customer relationships. In order to make that goal a reality, we knew from the start that we would have to deliver on our promise of local decisions made in a timely manner with unforgettable customer care.
(256) 766-2936 Lender's profile and map Reviews Lauderdale County Teachers Credit Union 103 Magnum Street, Florence, AL, 35630 Lauderdale County Teachers Credit Union is committed to meeting the ever-changing needs of your financial well-being. Established by school employees’ – for teachers, administrators, and support staff – Lauderdale County Teachers Credit Union, for more than 60 years has been providing quality, committed service.