In 2025, the USDA loan limit for Westerly in Washington county, RI, is $473,800, whereas the FHA cap for a single-family home is $661,250.
Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Westerly, Washington County, RI
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Westerly, RI
At Lendersa®, our objective is to provide you with the ideal USDA or FHA loan swiftly and with minimum hassle. Select one of three options to connect with matching lenders and viable USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it requires no down payment, contrasting with FHA loans which need at least a 3.5% down payment, providing a significant advantage for eligible buyers in these regions.
"Xcel Financial is committed to helping you find the right mortgage product for your needs.
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."
Founded in 1999, Wasatch Mortgage Solutions is a mortgage lender in Logan, Utah. We're licensed to do home loans in all of Utah and Idaho, even though we call Cache Valley home and As a mortgage lender, we offer a wide variety of home loan programs including Conventional, FHA, VA, USDA, and Portfolio home loans
550 W. Sunnyside Road, Suite 11, Idaho Falls, ID, 83402
At Nexus Mortgage Lending, we believe that it is our responsibility to be the connection between our clients and their goals of homeownership. It is our goal to educate our clients, provide them with financing options to meet their individual needs, and link them with world-class lending institutions.
1070 River Walk Dr, Suite 258, Idaho Falls, ID, 83402
Copper River Funding offers individuals convenient access to the rewarding opportunities available through private commercial real estate bridge lending. Our disciplined and risk-controlled strategy is designed to help you protect your capital and generate high current income. The members of the CRF management team have amassed over 40 years
2225 W. Broadway St, Suite J, Idaho Falls, ID, 83402
Trust Alliance Capital has been serving commercial customers' financing needs for over 15 years. Currently holding an A+ rating with the Better Business Bureau. Our expertise in commercial equipment financing, SBA/USDA loans, and commercial real estate will help you move forward in your business
Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.
1912 Sidewinder Dr, Suite 216, Park City, UT, 84060
Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.
2029 Sidewinder Drive, Suite 200, Park City, UT, 84060
Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.
Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Devil's Slide Federal Credit Union We are chartered to serve persons who live, work, worship or attend school in Morgan and Summit counties. Our institution is owned and operated by our members with the purpose of providing competitive rates for loans and shares while at the same time maintaining a good net worth ratio.
