FHA Vs. USDA loan program for Westerly, Washington County, Rhode Island

In 2025, USDA loan limit in Westerly, county of Washington, RI is $473,800 while FHA limit is $661,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Westerly, RI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Rhode Island?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(270) 325-3131 Lender's profile and map Reviews Bank of Buffalo 2441 Greensburg Road, Buffalo, KY, 42716 At the Bank of Buffalo, we strive to offer the banking service our customers have come to expect. Most importantly, our experienced staff delivers these services in a friendly, efficient manner The Bank of Buffalo has been serving customers since August 1, 1901. We are known for our family style atmosphere and old fashion customer service.
(812) 334-9700 Lender's profile and map Reviews Gallery Mortgage 121 E. 6th street, Bloomington, IN, 47408 Gallery Mortgage is here to provide you with more information, answer any questions you may have and create an effective solution for your needs. If you need assistance or simply have questions before you apply please click the contact us button and also .We help you build a foundation with the right tools & services.
(270) 358-4562 Lender's profile and map Reviews Lincoln National Bank 41 Lincoln Square, Hodgenville, KY, 42748 The Lincoln National Bank is a community bank and we take personal pride in giving one on one, friendly service for all your banking needs. We are a full service bank and offer a variety of checking, savings and loan products and other services. We've been committed to serving Hodgenville, LaRue County and the surrounding area since 1889.
(270) 358-3111 Lender's profile and map Reviews Magnolia Bank 794 Old Elizabethtown Rd, Hodgenville, KY, 42748 Magnolia Bank is a community bank established in 1919 with a strong commitment to excellent customer service. This approach to banking is what we were founded on and what has allowed us to grow and serve new markets. At our banking centers in KY, we offer a variety of financial services to meet all your personal and business banking needs.
(219) 531-9675 Lender's profile and map Reviews Hamstra Mortgage Professionals Inc 2803 Boilermaker Court, Suite 1D, Valparaiso, IN, 46383 Hamstra Mortgage Professionals, Inc. is an Indiana licensed mortgage loan broker business. Hamstra Mortgage opened for business in September of 2006. Gene Hamstra is president/owner and has been in the mortgage business since March of 1989. With 28 years of experience, you will not find a more qualified loan originator.
(219) 548-2255 Lender's profile and map Reviews Integrity Mortgage & Financial Services, Inc. 3205 Cascade Dr, Suite B, Valparaiso, IN, 46383 We'll help you plan your finances with confidence.From financial analysis & cash flow assessments to refinances & reverse mortgages,we specialize in helping you manage your finances.There's no better time than now. Take the first step on the road to a more enjoyable and debt-free life
(812) 323-3008 Lender's profile and map Reviews Indiana Mortgage Company Inc 3900 South Walnut Street, Suite C, Bloomington, IN, 47401 Indiana Mortgage Company Inc, mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options available.
(219) 926-2136 Lender's profile and map Reviews First State Bank of Porter 230 Lincoln Street, Porter, IN, 46304 Porter Bank offers a wide variety of services designed to meet all of our customer’s needs. Our Online Banking product is a secure way to see your account balances and transactions without having to leave home. If you are away from home and want to check your banking information, our Mobile Banking product is the thing for you.
(219) 728-2059 Lender's profile and map Reviews THE MORTGAGE EXCHANGE LLC 711 Plaza Dr., Chesterton, IN, 46304 At The Mortgage Exchange LLC, our goal is to be your lender for life. As one of Northwest Indiana’s premier home loan lenders, we understand that one of the largest purchases someone will make in their life will be their home. We strive to make that process as personal as possible. We understand that every buyer is different,
(423) 442-4545 Lender's profile and map Reviews Volunteer Federal Savings Bank 108 Main Street, Madisonville, TN, 37354 Volunteer Federal Savings Bank will, both prudently and professionally, utilize its resources to ensure ongoing stability and fulfill the financial product needs and customer service expectations of individuals, families, businesses, and communities located within and around Monroe County, Tennessee.
(270) 228-0074 Lender's profile and map Reviews United Residential Mortgage 209 N Mulberry St, Suite 100, Elizabethtown, KY, 42701 United Residential Mortgage is a residential mortgage company located in Elizabethtown, KY, allowing us to serve our regional market in the state of Kentucky with a centralized location. We offer virtually every mortgage product and option available in the marketplace today including but not limited to VA, USDA/Rural Housing,