USDA VS FHA in Central-Falls, Providence County, RI
In 2025, the USDA loan cap for Central-Falls, within Providence county, RI stands at $404,800. In contrast, the FHA limit for a single-family property is $506,000.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, understanding the necessary income, credit score, reserves, and paperwork for qualification. With our sophisticated mortgage tool, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the right program in for your financial needs.
Loan limits and downpayment requirements in Central-Falls, Providence county, RI for 2025
Loan Type
Loan Limit
Down payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA loans in Central-Falls, RI
The mission of Lendersa® is to secure the most favorable USDA or FHA loan quickly and effortlessly. Opt for one of the three entry points that align with lenders and USDA loan opportunities.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible in rural zones exclusively. FHA loans demand a minimum down payment of 3.5%, whereas the USDA mortgage requires none.
The Tennessee Department of Safety Credit Union is a financial organization chartered in the state of Tennessee. The credit union is a cooperative non-profit institution organized to promote thrift and provide an economical source of confidential credit for those who belong. The members elect a five-member Board of Directors to set policies.
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2004 Hayes Street, Suite 120, Nashville, TN, 37203
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124 12th Ave. South, Suite 400, Nashville, TN, 37203
A studio is a place where creators do their thing. And we want to be the bank for Nashville's creators. Whether you're designing a company or building a project, crafting a song or writing code, orchestrating social change or enhancing the quality of care, we want to collaborate with you.
