USDA and FHA Pro and Con in Valley-Falls, Providence County, RI

In 2025, the USDA loan limit for Valley-Falls in Providence county, RI is set at $404,800; meanwhile, the FHA limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to explore and compare today's best USDA vs. FHA rates, assessing the income, credit, reserves, and required documents for qualification. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side, aiding you in selecting the ideal program for your financial needs in .

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Loan restrictions and downpayment criteria for 2025 in Valley-Falls, county of Providence, RI

Loan Type Loan Limit Down Payment
USDA $404,800 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan choices in Valley-Falls, RI

Lendersa® strives to ensure you obtain the optimal USDA or FHA loan swiftly and effortlessly. Opt for one of three starting paths that align with lenders and suitable USDA loan programs.

Lendersa results for USDA loan requests and matching

What is a USDA Loan in RI?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specially available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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