USDA and FHA Pro and Con in Valley-Falls, Providence County, RI

In 2025, the USDA loan limit for Valley-Falls in Providence county, RI is set at $404,800; meanwhile, the FHA limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to explore and compare today's best USDA vs. FHA rates, assessing the income, credit, reserves, and required documents for qualification. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side, aiding you in selecting the ideal program for your financial needs in .

Review loan offers from 100 different lenders

Loan restrictions and downpayment criteria for 2025 in Valley-Falls, county of Providence, RI

Loan Type Loan Limit Down Payment
USDA $404,800 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan choices in Valley-Falls, RI

Lendersa® strives to ensure you obtain the optimal USDA or FHA loan swiftly and effortlessly. Opt for one of three starting paths that align with lenders and suitable USDA loan programs.

Lendersa results for USDA loan requests and matching

What is a USDA Loan in RI?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specially available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dreamfield Lending LLC
  • 1100 S Main St, Suite 3, Hopkinsville, KY, 42240
  • Dreamfield Lending is a veteran-owned mortgage broker located in Hopkinsville, KY and serving the surrounding areas. We have several years experience in our office helping families navigate through the mortgage loan process and pride ourselves on creating a good experience with a tailored mortgage loan based on the individual's needs.
  • Somerset Mortgage Corp
  • 1607 Frederica Road, Suite 201, Saint Simons Island, GA, 31522
  • At Somerset, we believe that with the right tools - information, experience, technology and flexibility - getting through the mortgage process can be done smoothly and with confidence. Our knowledgeable, dedicated mortgage specialists are the best in the business, working with you to explore your financing goals and options.
  • Glynn County Federal Employees Credit Union
  • 1131 Chapel Crossing Rd, Brunswick, GA, 31525
  • Since 1953 Glynn County Federal Employees Credit Union has been serving our members as a not-for-profit financial cooperative owned and controlled by our members. Instead of stockholders, a voluntary Board of Directors. Supervisory Committee and Credit Committee oversee the credit union.
  • First Jackson Bank, Inc.
  • 43243 Us Highway 72, Stevenson, AL, 35772
  • Our banking services fit the growing needs of you, your family, and your business. With six convenient offices in northeastern Alabama and southeastern Tennessee, First Jackson Bank takes great pride in our checking/savings accounts, CDs and IRAs, personal and commercial loans, debit cards, 24-hour ATM network, telephone/online banking, bill pay.
  • US Lending Corporation
  • 6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
  • US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.
  • One Community Bank
  • 8215 Greenway Blvd, Madison, WI, 53562
  • One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.
  • Bankers’ Bank
  • 7700 Mineral Point Road, Madison, WI, 53717
  • Bankers’ Bank has created a product suite customized to meet community based financial institution needs, helping community banks remain competitive and thriving in their communities. As a leading provider of financial products and services for over 700 community banks, Bankers’ Bank is focused is on helping the community bank market succeed.
  • Capitol Bank
  • 710 N High Point Rd, Madison, WI, 53717
  • We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.
  • QRL Financial Services
  • 801 Deming Way, Madison, WI, 53717
  • QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.
  • Select One Mortgage Inc.
  • 1111 Deming Way, Suite 205, Madison, WI, 53717
  • The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.