USDA and FHA Pro and Con in Cumberland-Hill, Providence County, RI
As of 2025, the USDA loan limit for Cumberland-Hill, in Providence county of RI, is set at $404,800. Meanwhile, the FHA cap for a single-family home is $506,000.
Use the Lendersa® USDA loan calculator to compare the latest USDA and FHA rates. This tool helps determine your income, credit, reserves, and documentation needs for qualification. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, allowing you to choose the best program for your financial situation in .
Loan limits and downpayment guidelines in Cumberland-Hill, Providence, RI for 2025
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan paths in Cumberland-Hill, RI
Lendersa® aims to swiftly secure you the best USDA or FHA loan with minimal effort. Select one of three pathways that match lenders with USDA loan programs available.
A USDA home loan, which is endorsed by the U.S. Department of Agriculture—often referred to as a USDA rural development loan or USDA mortgage—is only available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
Affinity Alliance Mortgage & Real Estate We are a local mortgage and real estate company based out of Draper, UT. Established in 2001, we have had years of experience in the market working with clients of all backgrounds. We have developed a business purely centered around our clients needs and visions and are passionate about helping others.
11639 South 700 East, Suite 200, Draper, UT, 84020
Diversified Financial Services, Inc. Specializes in Mortgage Loans, Home Improvement Financing and Consulting owned Mortgage Company serving the western United States. We hire mortgage professionals that understand the unique challenges of the mortgage market, especially during these unprecedented times.
Olympus Funding is an aggressive advocate of consumer rights recognizing that honesty and integrity formulates the basis of great customer service.We sincerely believe we are "Your Mortgage Solution". We value our customer's privacy & strive to understand their needs so that we may fully assist them in achieving their mortgage financial objectives.
11576 S. State Street, Suite 102-B, Draper, UT, 84020
Simple Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
11910 South State St, Suite 100, Draper, UT, 84020
The words ‘Trusted, Respected and Loved’ are more than just a tagline. Like a feeling that runs deep within your soul that cannot be verbalized, these words are tattooed on the heart of this company. They are words that can only be felt through the limbic part of your brain, which means they are unexplainable.
At Alta Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Ireland Bank is a community bank that’s big enough to serve you, small enough to care. We’re proud to have contributed to the growth of Idaho communities since 1892. We were originally founded in Malad, Idaho by the pioneer community’s leading citizens. Ireland Bank has survived depressions, stock market crashes, wars and agricultural disasters.
We've been serving Utah County for 129 years! We offer all modern banking conveniences with a personal, friendly touch. We're lending and ready to help you with all of your banking needs.
We were voted ""Best Bank"" in Utah Valley again this year. Let us show you why our customers are proud to say, ""Central Bank, that's my bank!
Lendio is a free marketplace for small business loans where lenders fight for your business. Lendio has partnered with over 75 lenders to offer small business owners access to working capital to start or grow their business. Contact Lendio today to find the right business loan to fit your business needs.
3401 North Thanksgiving Way, Suite 185, Lehi, UT, 84043
At Vonk Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
HousingPerks goal is to provide useful products and high integrity services to our clients. We pride ourselves in educating our customers on the mortgage process so they can make a truly informed decision. At Johnson Lending, it’s all about good advice for good people We are based out of Riverton, UT, and proudly serve.
