In 2025, the USDA loan limit in Cumberland, located in the county of Providence, RI, is set at $473,800. Meanwhile, the FHA loan limit for a single-family home is $661,250.
Leverage the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping identify the best program in suited for your financial needs.
2025 Loan Limits and Down Payment Requirements in Cumberland, County of Providence, RI
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Cumberland, RI
The goal of Lendersa® is to secure the best USDA or FHA loan quickly and without hassle. Choose from three starting options to match with lenders and USDA loan programs that suit your needs.
A USDA home loan is guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, USDA loans require no down payment, contrasting with FHA loans that mandate a minimum of 3.5% down payment.
12200 N. Ambassador Dr, Suite 301, Kansas City, MO, 64163
The American Association of Private Lenders (AAPL) is the only national organization supporting the private real estate lending industry. Our principles – ethics, education, and excellence – are the cornerstone for success in private lending. AAPL members are leaders who embody the character, dedication and experience critical for success.
Bank of Labor cares about individuals, small businesses, and the community. You see it in our actions and what we offer. We make sure our products and services go above and beyond, such as our reward program options that can help customers get points toward travel, merchandise, and the perks that other places may not offer to everyone.
Reliance Credit Union was founded in 1931 serving the public utility employees in the Kansas City area. Since then we have expanded our membership profile to become a community credit union. We are dedicated to providing a safe, convenient place for our members to save and obtain loans at a reasonable rate.
24600 S Tamiami Trail #212, Bonita Springs, FL, 34134
"Enterprise Lending Group, Inc.’s sole responsibility
is to you, the borrower. We are not
affiliated with any one bank. Instead we have
the ability to select from a portfolio of lenders.
The result is a loan tailored to meet your
company’s needs rather than meeting the
requirements of a single lender."
We believe people come first.
We believe exceptional customer service can be expected.
We believe that starting your day with free coffee, cookies, or even movie-theater popcorn, makes for a great day.
We believe offering a full range of innovative commercial and personal financial products
At Dawson Home Mortgage we strive to give our customers competitive rates and offer a broad range of products giving you the top notch service you deserve.As a customer you will be treated as an individual and not just another number. We will walk you through every step of the way making sure your loan is processed on time.
Country Club Bank (Member FDIC, Equal Housing Lender) is a locally owned community bank that offers a total-life lineup of products and services. Visit with our experienced professionals at over 21 locations across the greater Kansas City area. Our expertise includes banking, investments, trusts, mergers & acquisitions, estate planning and much mor
Founded in 1953 as Ward Parkway Bank, Country Club Bank adopted its current moniker in 1963, with its present holding company, CCB Financial Corporation, established shortly thereafter in 1968. The late Byron Thompson, iconic Kansas City entrepreneur and former chairman, acquired majority stock ownership in 1985.
