In 2026, the USDA loan limit in Cumberland, located in the county of Providence, RI, is set at $473,800. Meanwhile, the FHA loan limit for a single-family home is $661,250.
Leverage the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping identify the best program in suited for your financial needs.
2026 Loan Limits and Down Payment Requirements in Cumberland, County of Providence, RI
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Cumberland, RI
The goal of Lendersa® is to secure the best USDA or FHA loan quickly and without hassle. Choose from three starting options to match with lenders and USDA loan programs that suit your needs.
A USDA home loan is guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, USDA loans require no down payment, contrasting with FHA loans that mandate a minimum of 3.5% down payment.
650 S Main Street, Suite 1000, Salt Lake City, UT, 84101
EnerBank USA is a highly specialized, national consumer lender that helps strategic business partners and independent home improvement contractors increase sales. Strategic business partners include manufacturers, distributors, franchisors, member or trade associations, and major retailers of home improvement, remodeling, and energy saving products
222 S Main St, Suite 500, Salt Lake City, UT, 84101
Nelson Funding specializes in funding commercial mortgages Nationwide, US Territories, Mexico, Canada, and Caribbean. All property types eligible including hospitality, multifamily, industrial, retail, office, cannabis, special use, and more. Vanilla bridge loans close in 10 days or less. Challenging situations usually close in 14-21 days.
At American Title Loans, our mission is to offer highly competitive services while treating each customer with a superior level of respect and understanding. Great customer service isn’t our goal, it’s our passion. We are passionate about creating a personal connection with each of our customers.
TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County.
TransWest Credit Union is a not-for-profit organization.
1865 S Main Street, Suite 2, Salt Lake City, UT, 84115
Tanner Employees Credit Union was founded by O.C. Tanner employees over 60 years ago, in 1957. This small group of employees wanted to unite and pool their money together to provide easier access to credit.
From the beginning our credit union philosophy was “people helping people”, and remains the same today.
124 West 1400 South, Suite 101, Salt Lake City, UT, 84115
Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups:
Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah Full-time or part-time employee of a fire departm
We specialize in getting you get the cash you need, when you need it. You can borrow up to $2, 500 on a personal or signature loan today without all the hassle of a bank or credit union. Loans For Less has been helping folks in Utah for over 19 years now, and we take a lot of satisfaction knowing we’ve helped many Utah families and individuals
First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
