In 2025, the USDA loan limit in Cumberland, located in the county of Providence, RI, is set at $473,800. Meanwhile, the FHA loan limit for a single-family home is $661,250.
Leverage the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping identify the best program in suited for your financial needs.
2025 Loan Limits and Down Payment Requirements in Cumberland, County of Providence, RI
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Cumberland, RI
The goal of Lendersa® is to secure the best USDA or FHA loan quickly and without hassle. Choose from three starting options to match with lenders and USDA loan programs that suit your needs.
A USDA home loan is guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, USDA loans require no down payment, contrasting with FHA loans that mandate a minimum of 3.5% down payment.
Holston Methodist FCU was founded by Seven (7) United Methodist Clergy to assist fellow clergy and their family members with various financial needs. Holston Methodist FCU has been dedicated to serving pastors, churches, staff, church organizations, select employee groups and members within Holston Conference since 1956.
4707 Papermill Dr, Suite 102, Knoxville, TN, 37909
Real Estate Finance Group are a local, knowledgeable, and professional mortgage company that cares about its clients. Real Estate Finance Group employs credit trained mortgage consultants with immediate decision making authority REFG is fueled by a genuine belief in the ‘customer for life’ principal.
Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Founder and President Matt Padgett was purchasing a residential investment property in 2004, and he became increasingly irritated by and disappointed in the lack of knowledge and good customer service he encountered along the way
Since 1998 it has been our the mission of Jefferson Financial Services to provide auto, vacation, hardship and personal loans for any reason. Our friendly, knowledgeable and professional team work to help people that can’t get a loan with a conventional loan institution. We understand that unexpected hardships happen in peoples lives.
CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.
Vanderbilt Mortgage and Finance, Inc., a national housing lender, specializes in the financing of new modular and manufactured homes. VMF was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products.
Smith Broady and Associates was founded in 2008 to serve the mortgage service needs of Southern Indiana by Leslie Smith & Sonya Broady after many years of experience in the mortgage industry. Their combined industry experience and knowledge is brought together & transferred to our team of Loan Officers to ensure your mortgage is handled accurately.
In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee.
By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.
