In 2025, the USDA loan limit for Woonsocket, located in the county of Providence, RI, is $473,800. Meanwhile, the FHA limit for a single-family home is set at $661,250.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today. This enables you to determine the necessary income, credit, reserves, and documentation needed to qualify. Our enhanced mortgage calculator provides a side-by-side overview of USDA, FHA, Conforming, and VA loans, aiding you in deciding the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $473,800 | 0% |
| FHA | $661,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our aim is to help you secure the most suitable USDA or FHA loan with ease and speed. Begin with one of three selected pathways that lead to matched lenders and fitting USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically designed for rural areas. Differing from FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment, making them an attractive option for qualified buyers in designated areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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