USDA Vs. FHA your options comparison in Allendale, Allendale County, SC
In 2025, the USDA loan limit within the county of Allendale, Allendale, SC, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates, determining the required income, credit, reserves, and documents for qualification. With our advanced calculator, see USDA, FHA, Conforming, and VA loans compared side by side, assisting in choosing the best program for your financial needs in regions like .
2025 Loan Limits and Down Payment Requirements in Allendale, County of Allendale, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Allendale, SC
The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan, quickly and effortlessly. Choose one of the three starting options to find matching lenders and applicable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA mortgages demand no down payment.
River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.
Alliance Catholic Credit Union was formed in 2013 through a merger of two credit unions: First Catholic Federal Credit Union and Michigan Catholic Credit Union.Both Credit Unions were built from small and large parishes with dedicated parishioners seeking a trusted financial option grounded in a foundation of faith.
Polish-American Federal Credit Union offers a full-menu of products and services to improve the financial well-being of its members. Serving Metro Detroit Polonia since 1976, PAFCU features highly-competitive loans and savings rates, including one of the best Visa Cards in the country.
Xcel Funding specializes in professional business services that include small business loans, hard money lending, credit repair services, group health insurance and more! We consult with businesses and individuals to help grow their business and secure the right capital to maximize cashflow.
850 Stephenson Highway, Suite 405, Troy, MI, 48083
Local Lending Group’s vision is to see all loans provided
by someone living in the community where you live,
a company that understands best the needs of your community.
Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,
Demetris is a born and raised Detroiter Now serving as a Senior Loan officer and partner at Shoreline Mortgage, Inc, Demetris has made himself familiar with all aspects of the industry His hard work and enthusiasm speak for itself and after being in the industry for 7+ years, Demetris has been a top-producer for retail and wholesale lenders
The National Mortgage Home Loans Team is comprised of professionals with diverse backgrounds who have carefully been selected to bring strength and skill to our team. Our professionals have developed a reputation for their ability to obtain repeat business by always providing high quality service, second to none!
Reliance Financial Group uses the Latest, Secure technologies to Communicate, Pre-qualify, Apply and Close on your loan in the quickest turnaround times. Every employee strives towards giving you quality service and a high level of communiction that keeps you updated & informed every step of the way.
