FHA Vs. USDA loan program for Williston, Barnwell County, South Carolina

As of 2026, the USDA loan limit in Williston, within Barnwell county, SC, is $336,500, whereas the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. It helps determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding in choosing the best program for your financial situation, especially in places like .

Examining USDA and FHA Loan Options in Williston, SC

The primary goal of Lendersa® is to get you the optimal USDA or FHA loan, quickly and without hassle. Choose from three starting points that connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan is backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, limited to rural regions. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages need no down payment at all.

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(843) 549-2526 Lender's profile and map Reviews First Federal-South Carolina 300 Robertson Blvd, Walterboro, SC, 29488 1ST FEDERAL SAVINGS BANK OF SC, INC. “The Family Bank” Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service
(803) 764-0418 Lender's profile and map Reviews Citizens First Mortgage Lending LLC 9320 -E Two Notch Road, Columbia, SC, 29223 Citizens First Mortgage Lending, LLC has been in business since 2018 with loan officers having experience over 20 years in the industry. Providing the best Options for purchasing or refinancing your home loans We pride ourselves on transparency and honesty from start to finish. We work as a team with the borrower providing.
(912) 857-4466 Lender's profile and map Reviews Bank of Newington 224 Walton St, Newington, GA, 30446 The Bank of Newington was established in July of 1919 in Newington, Georgia. Our dedication to you, our customers, has allowed us to expand to meet your needs. In 1991, Bank of Newington moved into a new office in Newington, which has allowed us to better serve our customers.
(803) 496-5011 Lender's profile and map Reviews First National Bank of South Carolina 801 Gilway Ave, Holly Hill, SC, 29059 At the turn of the century, Holly Hill was a small rural farming community where cotton was king, horse and wagon were the primary means of travel, and local folks hid or buried their savings for safety. The need for a bank was obvious, and on July 7, 1905, The Bank of Holly Hill was chartered. On September 4, 1905, with $15, 000 in capital.
(706) 547-6502 Lender's profile and map Reviews First State Bank 300 Broad Street, Wrens, GA, 30833 We prefer to put people first. So, we made sure everything we do provides real value to our friends and neighbors. With branch offices in Wrens and Louisville, Georgia, First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964. A branch office was opened in 2002 in Americus,
(706) 359-3131 Lender's profile and map Reviews Farmers State Bank 115 N. Washington Street, Lincolnton, GA, 30817 Farmers State Bank is a locally owned and operated community bank which has been proudly serving the CSRA for over 100 years. We offer a wide array of deposit products and services to our customers with competitive rates on checking, savings, certificates of deposit, and IRA accounts.
(478) 625-2001 Lender's profile and map Reviews Queensborough National Bank and Trust Company 113 E. Broad Street, Louisville, GA, 30434 As regional banks have dissolved or been bought up by larger banks, many of the best and brightest bankers have sought out a place to work where long term relationships were valued over short term gains. That place is Queensborough. We are delighted to provide the professional banker expertise you need with a personal banker attitude you want.
(864) 223-9135 Lender's profile and map Reviews Emerald Credit Association FCU 2117 Kateway, Greenwood, SC, 29646 Emerald Credit Association FCU, you’re not just a customer but part-owner of your credit union.Member assets are pooled to provide loans & other financial services to fellow members.Credit unions are not-for-profit, which means that instead of dividends going to shareholders, profits are put back into the credit union to bring members lower fees.
(864) 942-1500 Lender's profile and map Reviews CountyBank 419 Main St, Greenwood, SC, 29646 Founded in 1933, CountyBank is a full service community financial institution whose family of companies includes CountyBank, CountyBank Mortgage, CountyBank Trust Services, Countybanc Insurance Services, Inc., Countybanc Investment Services, Inc., and Greenwood Capital Associates, LLC.
(800) 763-8600 Lender's profile and map Reviews SAFE Federal Credit Union 160 West Wesmark Boulevard, Sumter, SC, 29150 At SAFE Federal Credit Union, we connect South Carolinians in our seven-county service area with the resources they need to achieve lasting economic stability. In fact, that’s our mission—to help members stay at their financial best through all stages of life—and has been since our founding over half a century ago
(864) 941-8900 Lender's profile and map Reviews Neighbors United FCU 218 Birchtree Drive, Greenwood, SC, 29649 Our mission is to offer superb and secure services to our members while assisting in achieving personal financial success. We strive to accomplish the credit union philosophy of “People Helping People” and to provide superior service resulting in member satisfaction. Our vision is to be our member’s financial institution.
(843) 832-2600 Lender's profile and map Reviews REV Federal Credit Union 200 Marymeade Dr, Summerville, SC, 29483 At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.