USDA and FHA Pro and Con in Williston, Barnwell County, SC
As of 2026, the USDA loan limit in Williston, within Barnwell county, SC, is $336,500, whereas the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. It helps determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding in choosing the best program for your financial situation, especially in places like .
2026 Loan Limits and Down Payment Requirements in Williston, County of Barnwell, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Options in Williston, SC
The primary goal of Lendersa® is to get you the optimal USDA or FHA loan, quickly and without hassle. Choose from three starting points that connect you with suitable lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, limited to rural regions. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages need no down payment at all.
Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.
Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer
Preferred Mortgage Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial
At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Kwest Mortgage Group was born from a vision to create and advance a company with a mission of helping consumers achieve their life goals and elevate themselves, through homeownership, to a more secure place in society. Kwest, as it is a play on words, is meant to promulgated my passion in offering consumers safe, sound
Since our founding in 1960, SRP Federal Credit Union has been dedicated to our members. The members are the heart of the credit union and the sole purpose for our existence. Today, we serve as the financial institution for over 168, 000 members; we continue to provide sound savings programs, checking accounts, competitive loan options
