USDA Vs. FHA your options comparison in Anderson, Anderson County, SC
In 2025, the USDA loan cap for Anderson, situated in Anderson county, SC, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's finest USDA versus FHA rates, clarifying the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in determining the optimal program for your financial circumstances in Alabama.
2025 Loan Limits and Downpayment Requirements in Anderson, Anderson, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Avail USDA and FHA Loan Options in Anderson, SC
The aim of Lendersa® is to swiftly secure the best available USDA or FHA loan for you with ease. Start by choosing one of three paths to connect with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is intended for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, a USDA loan requires no down payment whatsoever, offering distinct advantages to eligible borrowers in specified regions.
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