USDA Vs. FHA Pro and Con comparison in Northlake, Anderson County, SC

For 2025, the USDA loan ceiling in Northlake, within Anderson county, SC, is established at $336,500, and the FHA limit for a single-family house is $472,030.

Compare the optimal USDA and FHA rates today using the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and necessary documents to qualify. Our sophisticated mortgage calculator facilitates a direct comparison of USDA, FHA, Conforming, and VA loans, enabling you to choose the ideal program for your financial context in .

Explore loan offers from a pool of 100 lenders

2025 Loan Ceilings and Down Payment Requirements in Northlake, Anderson County, SC

Loan Category Cap on Loan Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Choosing USDA and FHA Loans in Northlake, SC

Lendersa® strives to provide you with the quickest and most convenient USDA or FHA loans. Begin with one of three initial steps, each leading you to well-matched lenders and USDA loan programs.

Lendersa USDA loan inquiries and results

What Defines USDA Loans in SC?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. This option is solely available for rural regions. Unlike FHA loans that mandate a minimal down payment of 3.5%, the USDA loan necessitates no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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