USDA Vs. FHA your options comparison in Centerville, Anderson County, SC

In 2025, the USDA loan limit in Centerville, located in Anderson, SC, stands at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates today, determining the necessary income, credit, reserves, and documentation to qualify. Our advanced calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA loans, helping you select the most suitable option for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Centerville, Anderson, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Centerville, SC

At Lendersa®, our aim is to promptly secure you the best USDA or FHA loan, with ease. Choose one of three starting strategies that connect you with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, also called the USDA rural development loan or mortgage, is supported by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirements, enhancing accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • CALCAP Lending, LLC is a mortgage company providing short to mid-term financing for property investors. Investors can purchase, refinance, renovate and construct residential and commercial properties with our financing. CALCAP Lending, LLC offers conventional wisdom and experience of a traditional institution without the red tape.
  • Del Financial, Inc.
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  • Del Financial, Inc, a Southern California based mortgage corporation, was founded in 1981 and incorporated in 1996. We have over 30 years of professional mortgage experience; our management team, associates, and staff have flourished through every type of market fluctuation and have continually delivered great service
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  • Norwalk Loan Company was established in 2016 in order to bring a new face to the pawn brokerage industry. With over 10 years of experience, our knowledgeable and friendly staff will ensure to guarantee your satisfaction for your lending needs. Our specialties include precious metals, rare coins and other numismatics.
  • Straight deal mortgage
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  • Discover home financing made easy with Straight Deal Mortgage! As a comprehensive Mortgage Brokerage, we connect you to a myriad of wholesale lenders, presenting a range of mortgage options tailored to your requirements. Rest assured, we're here to guide you in finding your ideal mortgage, ensuring you feel right at home with a trusted lender.
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  • J&J Coastal Lending
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  • Aegis Realty, Inc. DBA Aegis Funding
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  • Jeb Smith - Huntington Beach Realtor
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  • Jeb Smith has a work philosophy that is centered around his clients. He strongly believes that his clients should be his top priority and works to provide them with exceptional service at all times. Smith relies on his extensive knowledge and his understanding of both the real estate and mortgage lending industries in order to secure.
  • Vista Funding Corp.
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