USDA VS FHA in Homeland-Park, Anderson County, SC

As of 2025, the USDA loan limit in Homeland-Park, within Anderson, SC, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.

Use Lendersa®'s USDA loan calculator to compare today's leading USDA vs. FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator visually compares USDA, FHA, Conforming, and VA loans to aid your decision on the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Homeland-Park, Anderson, SC

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Homeland-Park, SC

The goal of Lendersa® is to quickly provide you with the best USDA or FHA loan with ease. Begin with one of three possible starting points that connect you to matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in SC?

The USDA home loan, also called the USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans which need at least a 3.5% down payment, USDA loans require none, making them highly accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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