In 2025, the USDA loan limit in Bluffton, located in Beaufort county, SC, is $336,500, while the FHA limit for a single-family home is $485,300.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates, identifying necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping determine the best program for your financial needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Bluffton, Beaufort, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$485,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Bluffton, SC
The objective of Lendersa® is to swiftly secure the best possible USDA or FHA loan, minus the hassle. Choose one of the three starting paths to link with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or mortgage and is specifically for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require none, providing significant benefits to eligible borrowers.
21671 Gateway Center Drive, Suite 207, Diamond Bar, CA, 91765
Our mission is to ensure that your real estate dreams are fulfilled in a way that is seamless, efficient, and in your best interest. Serving the entire State of California with a focus on Southern California, our team has over a decade of experience helping both buyers and sellers navigate the complexities involved in exploring real estate.
20955 Pathfinder Rd, Suite 100, Diamond Bar, CA, 91765
American Empire Lending helping customers afford the home of their dreams for many years and we love what we do.All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications.
22632 Golden Springs Dr, Suite 200, Diamond Bar, CA, 91765
Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,
We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
4770 Eureka Ave , Suite 82, Yorba Linda, CA, 92885
We provide Hardmoney loans fast, efficiently and can make almost any deal work. Call or e-mail us today with your deal, we provide loans in all across the US and are dedicated to working hard for you. Unlike most “Lenders” we use our own money and underwrite your deal ourselves.
"Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you with the best terms at the lowest possible cost.
Justin Brown started his mortgage career in 1999, working as a loan processor, underwriter, and operations manager. This back end experience gave him an extensive edge"
At PC Mortgage, we provide you with quality service and powerful technology ... Jaime Genie Founder of PC Mortgage PC Mortgage breaks down the loan process for new buyers using plain English and easy calculators. We’re a team of real people, not just an online tool. That means we can help regardless of your financial situation.
CrestWood Communities isn't just a family-owned company; it's a company that feels a lot like family. CrestWood owes its success to a team of talented and caring individuals experienced in every aspect of homebuilding, including several who have been with the company for 40 years
Our mortgage experts treat you with the respect as a valued customer and give you the personal attention you deserve. We know you are making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
4482 Barranca Parkway, Suite 123, Irvine, CA, 92604
Super Rate Inc is a California mortgage firm, founded on 2007 and with a team of highly knowledgeable agents committed to providing the highest quality of mortgage loan service. and Through years of serving loan business for customers, we found out there is something deeper than making money.
Home Connect, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.
4000 Barranca Parkway, Suite 250, Irvine, CA, 92604
Est. 2002, we are a financial consulting business working with individuals, families, small businesses, retirees and trusts. Our Mission is Your Financial Success! The Tools and The Experience to help you get more out of your Financial Life! Mark H. the business owner Here is my experience and the basis from which I have created The Harvest Plan
