In 2026, the USDA loan limit in Hardeeville, within Jasper, SC, is $336,500. The FHA limit for a single-family home is $485,300.
Use Lendersa®'s USDA loan calculator to compare current USDA versus FHA best rates and understand the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, helping you decide which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $485,300 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The goal at Lendersa® is to promptly provide you with the ideal USDA or FHA loan without hassle. Choose one of three starting routes that connect to matching lenders and USDA loan programs.
The USDA home loan, also called a USDA rural development loan or mortgage, is insured by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans have no down payment requirement, making them more accessible.
Enter your location to find out if it qualifies for USDA rural housing loan?
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