USDA and FHA Pro and Con in Pendleton, Anderson County, SC
In 2026, the USDA loan limit in Pendleton, county of Anderson, SC, is $336,500, while the FHA limit for a single-family home is $472,030.
Using Lendersa® USDA loan calculator, compare today's USDA vs. FHA rates, and evaluate the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in Alabama.
2026 Loan Limits and Downpayment Requirements in Pendleton, Anderson, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Pendleton, SC
Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Start from one of three paths that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and is known as a USDA rural development loan or USDA mortgage. These loans are solely available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages necessitate no down payment at all.
AnMed Health FCU is a non-profit, member owned financial institution. Our goal is to provide the very best financial services in a personal and confidential manner, to meet your financial needs. Our goal is to maintain our credit union’s long term financial stability and to provide a variety of services.
Legacy Lending Mortgage Group offers high-quality mortgage brokerage services to residential customers. Our aim is to provide our customers with fair mortgage rates at reasonable prices, while keeping our clients informed & educated throughout the process. We will be transparent and be sure to keep all parties involved in the transaction informed.
One of the biggest rewards in my business life is helping people achieve their dreams of home ownership. From first time homeowners, to experienced multi-home real estate investors, I can make the process smooth and easy for any buyer. Take advantage of my 23+ years of mortgage experience and over 1500 mortgages closed.
While our name has changed, formerly SC Telco Federal Credit Union, our mission to improve the financial lives of our members has never wavered. Our credit union has spent more than 85 years focusing on one simple goal: to provide trustworthy financial solutions that empower everyday people to take ownership of their future
OCONEE FEDERAL SAVINGS AND LOAN ASSOCIATION is the continuation and outgrowth of the Seneca Building and Loan Association, which was chartered by the State of South Carolina in February 1924.In 1958, we changed our name to OCONEE SAVINGS AND LOAN ASSOCIATION when our first branch office was opened in Walhalla.
Pickens Federal Credit Union has a strong heritage with Pickens County, dating back to 1961 Our mission is to actively serve all members with respect and dignity, while providing a variety of beneficial services that are consistent with the Credit Union Philosophy of "People Helping People.
We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.
