USDA Vs. FHA your options comparison in Clemson, Pickens County, SC

In the year 2026, the USDA loan limit in Clemson, within Pickens county of SC, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. Determine the necessary income, credit score, reserves, and required documents for qualification. Our advanced mortgage calculator offers a comparative view of USDA, FHA, Conforming, and VA loans, aiding your decision on which program in Alabama best suits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Clemson, Pickens County, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Clemson, SC

The goal at Lendersa® is to secure the best USDA or FHA loan promptly and without hassle. Choose from one of three starting options that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Overview of USDA Loans in SC

The USDA Home Loan, also identified as a USDA Rural Development loan or USDA mortgage, is a government-backed loan available exclusively in rural locations by the Department of Agriculture. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CommonWealth Central Credit Union
  • PO Box 641690, San Jose, CA, 95164
  • CommonWealth is a full-service financial institution. We're a not for profit, member-owned cooperative dedicated to the financial well-being of our members. Federally insured by NCUA Whether your financial goals include a new home, a car, a college education or a secure retirement.

  • Technology Credit Union
  • PO Box 1409, San Jose, CA, 95109
  • Tech CU has served the high-tech workforce and its ecosystem in Silicon Valley and the greater Bay Area for over 60 years. It is recognized as one of the best-managed and strongest financial institutions in the country. In 2021, on the basis of member feedback, Tech CU was awarded the 2021 Forbes Best-in-State Award.

  • Access Investments
  • PO BOX 53642, San Jose, CA, 95153
  • SVCF is a Tier One Mortgage provider of wholesale lending, direct private investors. We're an exclusive group of "exceptions engineers". Providing all of the State of California for both residential and commercial financing, our well experienced professionals engage high level business practices to support your mortgage needs. No maximum loan amoun

  • VANTAGE POINT FINANCE
  • 2055 Junction Ave, San Jose, CA, 95131
  • Vantage Point Finance, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our private loans and commercial financing options. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.

  • Morgan Real Estate & Financial, Inc
  • 2051 Junction Ave, Suite 237, San Jose, CA, 95131
  • We're a group of licensed real estate and mortgage consultants, dedicated to providing California home owners and investors best services. We provide home buying, selling and mortgage services as one stop shopping. In addition, we also provide EB-5 investment green card services to foreign investors as a total solution.

  • Ezqualify
  • 1925 Concourse Drive, Suite B, San Jose, CA, 95131
  • Fortunately, at EZQualify, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration

  • Ann Do - Tera Capital Group
  • 2092 Concourse Drive, Suite 95, San Jose, CA, 95131
  • Tera Capital Group has quickly gained a lot attention and become among the top mortgage brokers in the industry. With a strong & long working relationship with many top wholesale lenders in CA, Tera Capital Group brings the mortgage solutions to our clients not only with the best possible rates, but the premium service that our clients deserve.

  • MAS Financing
  • 1905 O' Toole Way, San Jose, CA, 95131
  • At MAS Financing, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.

  • Infinity Financial & Realty
  • 1630 Oakland Rd, Suite A203, San Jose, CA, 95131
  • With a combined experience of 30+ years in Real Estate Finance, we know what it means to provide quality service. Our customers are like family, which is why nearly all of our clients have been referrals from previous customers. We treat each situation with care and find the best value for you and your family.

  • MKT Finance Inc
  • 2391 Zanker Road, Suite 320, San Jose, CA, 95131
  • "MKT Finance Inc. is a full service mortgage brokerage with an experienced
    staff of loan agents and processors. Whether your need is a purchase,
    refinance, home improvement, or debt consolidation loan, we will make
    sure that you get the right mortgage at the right price. With access to
    dozens of wholesale lenders, we can often find better