USDA VS FHA in Central, Pickens County, SC

For 2025, the USDA loan limit in Central, within Pickens, SC, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare today’s USDA versus FHA rates and assess the necessary income, credit, reserves, and documentation needed for qualification. Our advanced calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in finding the best program for your financial circumstance in .

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Central, Pickens, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Central, SC

Lendersa® strives to offer you the best USDA or FHA loan without delay. Start with one of three pathways that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in SC?

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none, enhancing their accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AGCU
  • 1535 N. Campbell Ave, Springfield, MO, 65803
  • AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
  • Home Financial Group, LLC
  • 13790 NW 4th Street Unit 110, Sunrise, FL, 33325
  • Home Financial Group was established 2002. With the rapid housing market growing every year, HFG was dedicated to help as many people as it could to purchase or refinance their home. Times were good, we opened up an Orlando office and expanded our operations in South Florida. Then the Real Estate bubble burst. Thank to our strong connections.
  • CDC Financial Corp.
  • 11311 SW 25th Ct, Fort Lauderdale, FL, 33325
  • CDC Financial Corp. has been a licensed mortgage lending company since 1999 providing bridge loans to small local investors. We pride ourselves in responding quickly to giving you an approval or denial of your loan submission. We understand that time is money and you need answers quickly.
  • Clarence Community & Schools Federal Credit Union
  • 9145 Sheridan Drive, Clarence, NY, 14031
  • The Clarence Community & Schools Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and their families. Our Credit Union was started on October 13, 1954 for the employees of the Clarence Central Schools.
  • Mortgage Plus Inc
  • 62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • FIRST LENDERS MORTGAGE
  • 29B W. Front Street, Keyport, NJ, 7735
  • As mortgage professionals, we strive to provide outstanding service as well as a variety of mortgage options and borrowing solutions for our clients at the best price.Since opening First Lenders Mortgage, we have grown from 1 owner, one office, and a few reps to 10 team members with diverse backgrounds and experience.
  • Fuse Group Investment Companies
  • 900 Northwest 6th Street, Suite 201, Fort Lauderdale, FL, 33311
  • We are a focused, boots on the ground operation with a local presence and local decision making. Our Principals and Advisory Committee all come with substantial backgrounds in various aspects of real estate investment and development segments which enable a swift analysis and understanding of the projects.
  • Solutions Mortgage Lending Group
  • 6750 N. Andrews Avenue, Suite # 200, Fort Lauderdale, FL, 33311
  • Solutions Mortgage Lending Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Niagara Falls AFFCU
  • 2420 Olmstead Street, Niagara Falls, NY, 14304
  • The Niagara Falls Air Force Federal Credit Union was chartered in 1955. It is a not-for-profit financial institution that is owned and controlled by its members and is operated for your benefit through a membership elected Board of Directors. The Board of Directors is the policy and governing body of the Niagara Falls Air Force credit union.