In 2025, the USDA loan limit for Seneca, within Oconee, SC, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates and establish the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in the decision of which program best suits your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Seneca, Oconee, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Seneca, SC
Lendersa® is committed to helping you secure the most favorable USDA or FHA loan effectively and without stress. Begin with one of three pathways that link you to matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage. These loans are available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans mandate no down payment, offering distinct advantages to eligible borrowers in rural regions.
Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.
At 9:00 P.M. on January 28th, 1946, our credit union was chartered as Manhattan CO-OP Credit Union and held its first monthly meeting of the Board of Directors. In an effort of helping even more Manhattan citizens, the credit union was moved to the university.
The credit union changed its name to College Credit Union.
Community First National Bank was newly chartered on February 1, 2001 in response to the ownership change of several locally owned banks in the Manhattan market. We spent a great deal of time and put much thought into choosing our Community First name because it represents what we are all about; Community in the sense.
C2R Capital Management is a national private real estate lending firm specializing in asset-backed loans. We originate short-term, first-lien bridge, development, and mezzanine loans to owners and developers of most asset classes.
Our direct funding platform fills the void created by traditional lending institutions, providing developers and own
2323 South Voss Road, Suite 308, Houston, TX, 77057
Jafari No-Interest Credit Union has been open since 2016. The credit union has assets totaling $1.77 Million and provides banking services to more than 300 members as of March 2022.
Jafari No-Interest Credit Union received Texas Credit Union Department and National Credit Union Administration approval and started operations
Lone Star Wide Capital buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
5718 Westheimer Rd, Suite 1000, Houston, TX, 77057
We are different.
Different is good.
We go the extra mile. We bring you a wide selection of loan products and help you understand the essential elements of the loan process. If your FICO score could use help, we will give you a step-by-step plan to help you boost it with our Artificial Intelligence (AI) software. We always strive to bring you the
Amerifirst Home Loans, LLC. (“we” or “us”) operates the https://amerifirsthomeloans.com/ website and related mobile applications for the solicitation, origination, servicing, and sale of mortgage loans (hereinafter referred to as the “Service”). This page informs you of our policies regarding the collection, use