USDA and FHA Pro and Con in Cayce, Lexington County, SC
During 2025, the USDA loan limit for Cayce, which is within the county of Lexington, SC, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess current USDA versus FHA rates today, identifying necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options in a side-by-side comparison, aiding you to select the most suitable program in for your financial needs.
2025 Loan Limits and Downpayment Criteria in Cayce, County of Lexington, SC
Loan Category
Maximum Amount
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Lending Options in Cayce, SC
The aim of Lendersa® is to provide you with the best USDA or FHA loan options speedily and with minimal hassle. Begin with three distinct paths leading to matched lenders and desired USDA loan plans.
A USDA home loan is federally guaranteed by the Department of Agriculture, known as a USDA mortgage or rural development loan, and is targeted for rural neighborhoods. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage requires none.
4845 Pearl East Circle, Suite 101, Boulder, CO, 80301
AM Mortgage Brokers, is an Independent Brokerage, which allows us to work directly with multiple wholesale lenders. This is advantageous to the consumer because not only does it give us the most competitive rates, it also allows us to lower your costs. For example, AM Mortgage Brokers does not charge a processing fee nor an administrative fee.
Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
"Kevin Teel - Mortgage Advisor. My overall goal is to make people more powerful than they were before we met.If we can do that through a mortgage, great; if it is Credit Repair, fantastic; if it's only Education, that’s wonderful. It's all about Benefit.
Received the Longmont, Colorado FIVE STAR MORTGAGE PROFESSIONAL AWARD"
Honest. Dependable. Local. These are just a few words that describe Home Loan Mortgage. We are a family owned Mortgage Broker that strives to make mortgages understandable and pain free. We handle the processing of our own loans, so you'll work with the same person from application to closing.
2919 West 17th Avenue, Suite 115, Longmont, CO, 80503
At 1st Colorado Mortgage Solutions, Inc. it is our mission to carefully guide you through the entire home loan process, so you feel confident as you make choices about your financial strategy. Our experts take the often-confusing mortgage process and give you the clarity and understanding to get the right mortgage for your financial needs.
Family Mortgage provides residential mortgages for families and individuals looking to find their dream home or looking to refinance their existing mortgage. Whether you are a first time home buyer, an investor, or someone looking to sell your existing home and move up, we have the right mortgage loan for your needs.
M² Home Loans is the best choice because we always call our clients back in a timely manner and fight for the best deal for them. I opened my business to better serve our clients through a more personalized approach to the industry. Most importantly, we DO NOT take no for an answer from the underwriters without putting up the best possible fight
A&D Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans for our trusted clients while providing the lowest interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome any roadblocks that may arise while securing their loan.
1635 Foxtrail Drive, Suite 210, Loveland, CO, 80538
Barnett Mortgage ensures a dedicated lender experience that helps ensure most people get the loan and rate they need. The customized loans offered through Barnett Mortgage are designed to meet each person’s needs. We shop for the lowest rates possible, helping you get an out of the box loan. We help our clients get competitively low rates
The Great Plains Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
