FHA Vs. USDA loan program for Cayce, Lexington County, South Carolina

In 2025, USDA loan limit in Cayce, county of Lexington, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Cayce, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(740) 374-4266 377 miles Lender's profile and map Reviews Riverview Credit Union Inc 39 Acme Street, Marietta, OH, 45750 RCU was founded in 1968 originally to serve the lending needs of the employees of the Union Carbide Corporation, Mining and Metals Plant. Today, our field of membership includes any person who lives, works, worships, or attends school in the following counties: Washington, Noble, Morgan or Monroe.
(800) 374-6123 377 miles Lender's profile and map Reviews Peoples Bank 138 Putnam St, Marietta, OH, 45750 Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies
(888) 647-1265 377 miles Lender's profile and map Reviews First Bank 1 112 W King St, Strasburg, VA, 22657 With a name like First Bank, of course we believe there’s power in one. You make a better world one person at a time. And you build a better bank one satisfied customer at a time. You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why, ” “who” and “ho
(727) 251-4815 378 miles Lender's profile and map Reviews Fidelity Mortgage Lending Inc 8255 Lake Underhill Road, Orlando, FL, 32825 We are a residential home loan mortgage brokerage and our goal is to be your lender for life! Personal Consultation - We provide a personal consultation so that we can get to know you. We listen carefully to your needs and your goals so that we can use this information to best assist you.
(321) 689-0089 378 miles Lender's profile and map Reviews Sibley Mortgage Group LLC 10959 Dylan Loren Circle, Orlando, FL, 32825 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(407) 923-3679 378 miles Lender's profile and map Reviews Kohler Mortgage LLC 1906 Winding Oaks Drive, Orlando, FL, 32825 At Kohler Mortgage, we are committed to finding you the most competitive financing options, whether buying a home or refinancing a current loan. We have access to a variety of programs and will assist you in selecting the best financing options available. We work directly with wholesale lenders which offers us low wholesale rates passed
(850) 227-1156 378 miles Lender's profile and map Reviews Emerald Coast Federal Credit Union 502 Woodward Avenue, Port Saint Joe, FL, 32456 The Emerald Coast Federal Credit Union is a full-service financial cooperative, dedicated to serving its membership. We were originally chartered in 1939 as St. Joe Papermakers Federal Credit Union to serve the employees and their families of the local paper mill. In 1998, we became Emerald Coast Federal Credit Union and converted.
(270) 542-4185 378 miles Lender's profile and map Reviews Auburn Banking Company 218 West Main Street, Auburn, KY, 42206 Auburn, Kentucky was a private bank organized by G.W. Davidson within the years 1875 to 1880, which occupied a brick building in what is commonly known as “the old brick row” on the south side of Main Street in Auburn. These buildings burned within a few years and were rebuilt, the bank occupying the building.
(931) 449-9294 378 miles Lender's profile and map Reviews AJM Mortgage Solutions 258 Village Square, Suite 200, Pleasant View, TN, 37146 AJM Mortgage Solutions offers Conventional, FHA, VA, USDA, JUMBO, High-Balance & Non-QM Mortgage Products to meet your individual needs. Working with a variety of the leading lenders in the industry allows us to provide the lowest rates available in the market. Give us a call today and get a FREE rate One quick call can get you pre-qualified
(615) 322-9975 378 miles Lender's profile and map Reviews Tennessee Trust Mortgage, Inc 6398 US-41 ALT, Pleasant View, TN, 37146 Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers