USDA and FHA Pro and Con in Cayce, Lexington County, SC
During 2025, the USDA loan limit for Cayce, which is within the county of Lexington, SC, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess current USDA versus FHA rates today, identifying necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options in a side-by-side comparison, aiding you to select the most suitable program in for your financial needs.
2025 Loan Limits and Downpayment Criteria in Cayce, County of Lexington, SC
Loan Category
Maximum Amount
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Lending Options in Cayce, SC
The aim of Lendersa® is to provide you with the best USDA or FHA loan options speedily and with minimal hassle. Begin with three distinct paths leading to matched lenders and desired USDA loan plans.
A USDA home loan is federally guaranteed by the Department of Agriculture, known as a USDA mortgage or rural development loan, and is targeted for rural neighborhoods. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage requires none.
7341 Jefferson Highway, Suite K, Baton Rouge, LA, 70806
A custom mortgage tailored to you means a fast and hassle-free home loan. Plus save time & money while we shop over 100 lenders & banks to get you the best deal. Many folks that come to us looking for a mortgage are tired. They're tired of filling out multiple applications, tired of wasting time, & tired of being jerked around by the big banks.
At Utopia Home Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
Essential FCU is a community chartered Credit Union. Our field of membership includes the nine parishes of the Greater Baton Rouge Community! Now, anyone who lives, works, worships or attends school in the following parishes may join Essential Federal Credit Union: East Baton Rouge, West Baton Rouge, East Feliciana, Etc
At Nationwide Capital we are ready to fund your property’s needs and offer quick closings to achieve your financial goals. We offer a variety of commercial real estate financing options with competitive rates and flexible repayment terms to meet your needs. Our loan professionals will work closely with you to develop a plan.
USA CAPITAL, INC provides integrated debt and equity capital to the multifamily, retail, office, industrial, student and seniors housing, and health care industries. USA CAPITAL, INC is recognized for its industry expertise, innovative and comprehensive debt structures, and consistently high volumes of deals closed.
1234 Summer Street, Suite 400, Stamford, CT, 06905
"Since 1995, we’ve had the privilege of serving mortgage customers in Connecticut.
We live our mantra that “It’s All About You”- our customers. We operate with integrity. And. we pride ourselves on providing our customers with the highest levels of customer service you will ever receive from a mortgage company."
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We work hard to help borrowers overcome roadblocks that can arise while securing a loan.
Alltru Credit Union is a member-owned, not-for-profit financial cooperative dedicated to helping our members achieve their financial dreams. For over 50 years, Alltru has provided members with a full line of dependable financial products and services such as loans, investment, savings, credit and debit cards, online banking,
CSCCU has been helping members meet their financial needs. CSCCU offers a large variety of Share/Savings Accounts and Loan Products. Our convenient services, such as Bill Payer, Direct Deposit, Online Mortgage Approval, Automated Teller Machines, Payroll Deduction, Voice Line, Loan By Phone and Personal Computer Banking make it easy to use.
With over 80 years of outstanding service, Niagara Regional FCU’s mission remains the same: Providing the complete banking experience by adapting our products to meet the needs of our growing membership, staying current with the latest technology, retaining staff and volunteers who educate every member on a personal level to meet individual needs.
