FHA Vs. USDA loan program for Cayce, Lexington County, South Carolina

In 2025, USDA loan limit in Cayce, county of Lexington, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cayce, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(740) 676-1165 416 miles Lender's profile and map Reviews Belmont Savings Bank 3301 Guernsey Street, Bellaire, OH, 43906 Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,
(731) 847-6356 416 miles Lender's profile and map Reviews Decatur County Bank 56 N. Pleasant St., Decaturville, TN, 38329 Decatur County Bank has grown exponentially since opening more than a century ago. In 2010, we established West Tennessee Bank, in order to better serve customers in surrounding counties. In 2018, the Jackson branch of West Tennessee Bank opened on Union University Drive. Because of you, we continue to grow and thrive throughout West Tennessee
(855) 938-1002 416 miles Lender's profile and map Reviews Fastbreak Mortgage Brokers 2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(863) 500-9990 416 miles Lender's profile and map Reviews CityState Financial 2000 E Edgewood Dr, Suite 101, Lakeland, FL, 33803 At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,
863-412-5818 416 miles Lender's profile and map Reviews USA Mortgage 1102 S. Florida Ave. Office 116 and 100B, Lakeland, FL, 33803 At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!
(863) 802-1242 416 miles Lender's profile and map Reviews Compass Mortgage LLC 2015 S. Florida Avenue, Lakeland, FL, 33803 "Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs. In fact, every borrower is different"
863-940-9062 416 miles Lender's profile and map Reviews Florida Mortgage Pros LLC 2031 E Edgewood Drive, Suite 3, Lakeland, FL, 33803 Florida Mortgage business providing Residential and Commercial mortgages. Flexible programs for flexible borrowers providing Residential and Commercial mortgages. Whether your purchasing a home or purchasing a business, we have a loan for you. FHA, VA, USDA, and conventional loan programs available. We are a true financial services company
(800) 356-6660 416 miles Lender's profile and map Reviews Educational Systems Federal Credit Union PO Box 179, Greenbelt, MD, 20768 Educational Systems Federal Credit Union was formed in 1955 by a small group of educators who wanted to make a difference by helping the members of the education community achieve their financial goals and dreams. They volunteered their time and pooled their savings to make affordable loans to their co-workers.
(301) 279-6969 416 miles Lender's profile and map Reviews Fairway Asset Corporation 15400 Calhoun Drive, Suite 120, Rockville, MD, 20855 Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.
(240) 386-8631 416 miles Lender's profile and map Reviews Aspen Home Mortgage Group, Inc. 19844 Meredith Dr., Derwood, MD, 20855 At Aspen Home Mortgage, Inc. we utilize all of the current technological advances available to expedite the application process without ever losing site of the fact that we are in the service business. We have a team of highly trained and knowledgeable Loan Officers placed in strategic locations.