USDA Loan Vs. FHA loan pro & con for Dillon, Dillon County, SC

In 2025, USDA loan limit in Dillon, county of Dillon, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Dillon, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(205) 583-4654 431 miles Lender's profile and map Reviews Birmingham City Credit Union 708 N 17th Street, Birmingham, AL, 35203 In 1956, a group of Birmingham city employees recognized the city’s dedicated workers needed affordable, reliable financial services. On the eighth floor of City Hall, they founded what is now known as Birmingham City Credit Union. Like all credit unions, Birmingham City Credit Union is owned by its members, and every member has equal voting power.
(205) 226-6800 431 miles Lender's profile and map Reviews APCO Employees Credit Union 750 17th Street North, Birmingham, AL, 35203 APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
(205) 326-5151 431 miles Lender's profile and map Reviews Regions Bank 1900 5th Ave N, Birmingham, AL, 35203 Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.
(833) 233-0251 431 miles Lender's profile and map Reviews United Mortgage Group 2321 1st Ave North, Birmingham, AL, 35203 We are a full-service mortgage company based in Birmingham, Alabama providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout Alabama, Florida, and Texas including Conventional, VA, FHA, USDA, and Jumbo loans.
(205) 320-4000 431 miles Lender's profile and map Reviews America's First Federal Credit Union 1200 4th Ave N, Birmingham, AL, 35203 America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.
(615) 417-4710 431 miles Lender's profile and map Reviews Liberty Funding 2000 Mallory Lane, Suite 130, Franklin, TN, 37067 Liberty Funding is a commercial finance company specializing in commercial real estate loans. We offer refinance, purchase and construction funding both nationally and internationally. Liberty Funding provides a solid foundation of mortgage solutions for commercial properties nationwide.
(888) 407-2102 431 miles Lender's profile and map Reviews Wesley Mortgage 9009 Carothers Pkwy, Suite A-3, Franklin, TN, 37067 Wesley opened its doors with a simple goal in mind: getting good people into good homes. It sounded simple enough, but it’s been a long road to get here, and our team has moved mountains to bring this dream to life. Wesley Mortgage is your local mortgage company based right here in Franklin, Tennessee.
(800) 547-5407 431 miles Lender's profile and map Reviews Patriot Mortgage Group Inc 3401 Mallory Lane, Suite 209, Franklin, TN, 37067 We’re a group of mortgage professionals that got tired of working at large lenders and seeing them take advantage of their customer’s trust. That’s why we left, took our years of experience, and decided to create Patriot Mortgage Group.We are a mortgage broker. Mortgage brokers don’t work directly for any lender.
(615) 465-9137 431 miles Lender's profile and map Reviews FirstBank Mortgage 341 Cool Springs Blvd, Suite 100, Franklin, TN, 37067 FirstBank Mortgage, our core purpose is to help other people get to a better place. That better place may be the fulfillment that comes by helping to pay for their kid’s college tuition, helping with medical bills of a family member, or going on that vacation that they used to think was impossible
(615) 716-7088 431 miles Lender's profile and map Reviews BOND MORTGAGE, LLC 318 Seaboard Lane, Suite 310, Franklin, TN, 37067 At Bond Mortgage, we believe our personalized approach to mortgage lending guarantees you receive the home financing experience you deserve. Our versatile lending platform and experienced team enables us to simplify the loan process and focus our attention on your specific needs.
(615) 599-2101 431 miles Lender's profile and map Reviews Music City Mortgage 128 Holiday Court, Suite 121, Franklin, TN, 37067 Music City Mortgage, Inc. is family owned and operated. We are available for you 7 days a week. We answer our phones and emails and can get you pre-approved morning, noon or evening. With over 25 years in the business, our team is committed to providing our clients with the highest quality mortgage services.
(717) 489-1770 431 miles Lender's profile and map Reviews Artisan Mortgage Company, Inc. 239 Highland Rd, Hershey, PA, 17033 Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.