USDA VS FHA in Marion, Marion County, SC

For 2025, the USDA loan limit in Marion, Marion, SC is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare USDA vs. FHA rates today and find out the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, guiding you to the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Marion, Marion, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Marion, SC

Lendersa®'s goal is to quickly connect you with the best USDA or FHA loan without hassle. Choose one of three starting approaches to find matching lenders and USDA loan programs.

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What is a USDA Loan in SC?

The USDA home loan, also known as the USDA rural development loan or mortgage, is backed by the Department of Agriculture. Available exclusively in rural regions, USDA loans require no down payment, unlike FHA loans requiring at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Universal Mortgage
  • 1430 South Dixie Highway #309, Coral Gables, FL, 33146
  • Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.
  • Lakeview Loan Servicing
  • 4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146
  • Lakeview Loan Servicing, LLC is the fourth largest mortgage loan servicer in the country. What does that mean? We help more than 1.4 million customers per year manage the investment they’ve made in their homes. That means that we’ll be with you throughout the life of your mortgage.
  • Silver Hill Funding, LLC
  • 4425 Ponce De Leon Blvd., 250 Ste, Coral Gables, FL, 33146
  • Silver Hill Funding is a small-balance commercial mortgage lender offering financing from $250,000 to $2,000,000 on commercial real estate including multifamily, mixed-use, office, retail, daycare center, light industrial, self-storage, restaurant, bar, and warehouse property types.
  • Avant Capital Partners
  • 51 Locust Avenue Suite 204, New Canaan, CT, 06840
  • Avant Capital® provides mortgage financing to owners of commercial and multifamily real estate in the $1 to $60+ million range. We focus on properties in major markets nationwide We are experiencing strong demand for our bridge loan product as commercial banks have reduced CRE lending or are unable to meet borrowers’ closing timelines.
  • Bankwell
  • 156 Cherry Street, New Canaan, CT, 06840
  • We pride ourselves on our unique ability to provide customers with a hometown, private banking experience, and the products and technology that meet their everyday needs. Our mission remains the same after 15 years: to provide outstanding personal service and add value to each of the communities we serve.
  • Fenwick Mortgage
  • 59 Grove Street, Unit 1F, New Canaan, CT, 06840
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
  • Magellan International Mortgage Corporation
  • 260 Crandon Blvd, Suite 9, Key Biscayne, FL, 33149
  • We closed our first loan in 1989 and from then on it has been a fantastic road in helping homeowners achieve their dreams of financing their property. Centrally located in Key Biscayne, Florida and servicing the whole South Florida area, we are partnered with the top Wholesale lenders in the country. Maria is the owner
  • Construction, Private, & Hard Money Lending - London Financial Company (LFC)
  • 965 Crandon Boulevard, Key Biscayne, FL, 33149
  • London Financial Company (LFC) our underwriting is flexible, individual, and tailored to your requirements. We have no hard and fast rules to determine the terms of your loan. Whether it be a construction or hard money/private equity loan, we pride ourselves on coming up with fair terms on a case-by-case basis.