USDA Vs. FHA Pro and Con comparison in Marion, Marion County, SC

For 2026, the USDA loan limit in Marion, Marion, SC is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare USDA vs. FHA rates today and find out the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, guiding you to the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Marion, Marion, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Marion, SC

Lendersa®'s goal is to quickly connect you with the best USDA or FHA loan without hassle. Choose one of three starting approaches to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in SC?

The USDA home loan, also known as the USDA rural development loan or mortgage, is backed by the Department of Agriculture. Available exclusively in rural regions, USDA loans require no down payment, unlike FHA loans requiring at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



Marion Lenders

  • Anderson Brothers Bank
  • 101 N. Main Street, Mullins, SC, 29574
  • Lends in South Carolina
  • Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.

  • C A Mortgage Services
  • 305-C Second Loop Road, Florence, SC, 29505
  • Lends in South Carolina
  • C & A Mortgage Services of Florence Inc, in business since 1991, is a true Mortgage Broker firm and gladly accepts that identity because of the large amount of flexibility we are offered by the various national wholesale lenders we choose to do business with. The company is solely owned and operated since it's inception.

  • Pee Dee Federal Credit Union
  • 305 West Pine Street, Florence, SC, 29501
  • Lends in South Carolina
  • Pee Dee Federal offers a variety of loan options, including new and used auto loans, personal loans, home equity loans, overdraft protection, revolving lines of credit, secured loans, motorcycles, jet skis, boats, campers. Because each member is unique, we strive to customize each loan to fit your budget by offering affordable monthly payments.

  • Palmetto First Federal Credit Union
  • 1722 Gregg Avenue, Florence, SC, 29501
  • Lends in South Carolina
  • Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.

  • Nucor Employee's Credit Union
  • 1202 North Cashua Drive, Florence, SC, 29501
  • Lends in South Carolina
  • Nucor Employee's Credit Union was founded in late October 1962. The need for the credit union arose out of the fact that Vulcraft (later named Vulcraft Division of Nucor Corporation) employees needed a reliable, low cost source of borrowing money when they could not pay the difference between the cost of hospital expenses.

  • Carolina Bank
  • 185 West Evans Street, Florence, SC, 29501
  • Lends in South Carolina
  • Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.

  • Rivertown Credit
  • 3201 US-701, Conway, SC, 29526
  • Lends in South Carolina
  • Our staff wants to guide you through the process of your loan or tax needs at any one of our 4 locations and With 20+ years experience in Consumer Finance. We are building a new company from the ground up, with emphasis placed on quality customer service. Striving to be the best. We want to help you and your family

  • The Conway National Bank
  • 1400 Third Ave, Conway, SC, 29526
  • Lends in South Carolina
  • Since 1903, Conway National Bank has strived to be a trusted friend and a bank of opportunity for generations of families, businesses, and individuals. Equipped with the most advanced banking technology, and with offices throughout Horry County (pronounced “o’ree”), the Grand Strand, and the Waccamaw Neck area of Georgetown County,

  • Dedicated Community Bank
  • 202 Cashua Street, Darlington, SC, 29540
  • Lends in South Carolina
  • Dedicated Community Bank will be known as the premier relationship bank in the communities we serve. We will be a highly effective and ethical financial services institution. We will provide our clients, individuals and businesses, with the highest level of quality financial services available.