USDA Vs. FHA your options comparison in Mullins, Marion County, SC

In 2026, the USDA loan limit for Mullins, situated in Marion county of SC, is $336,500. In contrast, the FHA limit for a single-family house stands at $472,030.

To evaluate today's USDA versus FHA rates, utilize Lendersa®'s USDA loan calculator and find out the required income, credit, reserves, and documents necessary to qualify. Utilize our cutting-edge mortgage calculator to compare USDA, FHA, Conforming, and VA options side by side, aiding in identifying the best fit for your financial circumstances in .

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2026 Loan Limits and Downpayment Details in Mullins, Marion county, SC

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Mullins, SC

At Lendersa®, we are committed to securing you the most advantageous USDA or FHA loan quickly and with minimal hassle. Choose from three starting points to connect with relevant lenders and discover USDA loan options.

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Understanding USDA Loans in SC

The USDA loan, backed by the Department of Agriculture and often termed a USDA mortgage or rural development loan, is specifically for homes in rural areas. In contrast to FHA loans, which necessitate a down payment of no less than 3.5%, a USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mullins Lenders

  • Anderson Brothers Bank
  • 101 N. Main Street, Mullins, SC, 29574
  • Lends in South Carolina
  • Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.

  • C A Mortgage Services
  • 305-C Second Loop Road, Florence, SC, 29505
  • Lends in South Carolina
  • C & A Mortgage Services of Florence Inc, in business since 1991, is a true Mortgage Broker firm and gladly accepts that identity because of the large amount of flexibility we are offered by the various national wholesale lenders we choose to do business with. The company is solely owned and operated since it's inception.

  • Rivertown Credit
  • 3201 US-701, Conway, SC, 29526
  • Lends in South Carolina
  • Our staff wants to guide you through the process of your loan or tax needs at any one of our 4 locations and With 20+ years experience in Consumer Finance. We are building a new company from the ground up, with emphasis placed on quality customer service. Striving to be the best. We want to help you and your family

  • The Conway National Bank
  • 1400 Third Ave, Conway, SC, 29526
  • Lends in South Carolina
  • Since 1903, Conway National Bank has strived to be a trusted friend and a bank of opportunity for generations of families, businesses, and individuals. Equipped with the most advanced banking technology, and with offices throughout Horry County (pronounced “o’ree”), the Grand Strand, and the Waccamaw Neck area of Georgetown County,

  • Pee Dee Federal Credit Union
  • 305 West Pine Street, Florence, SC, 29501
  • Lends in South Carolina
  • Pee Dee Federal offers a variety of loan options, including new and used auto loans, personal loans, home equity loans, overdraft protection, revolving lines of credit, secured loans, motorcycles, jet skis, boats, campers. Because each member is unique, we strive to customize each loan to fit your budget by offering affordable monthly payments.

  • Palmetto First Federal Credit Union
  • 1722 Gregg Avenue, Florence, SC, 29501
  • Lends in South Carolina
  • Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.

  • Nucor Employee's Credit Union
  • 1202 North Cashua Drive, Florence, SC, 29501
  • Lends in South Carolina
  • Nucor Employee's Credit Union was founded in late October 1962. The need for the credit union arose out of the fact that Vulcraft (later named Vulcraft Division of Nucor Corporation) employees needed a reliable, low cost source of borrowing money when they could not pay the difference between the cost of hospital expenses.

  • Carolina Bank
  • 185 West Evans Street, Florence, SC, 29501
  • Lends in South Carolina
  • Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.

  • Myrtle Beach Mortgage Solutions
  • 4470 Holmestown Road, Myrtle Beach, SC, 29588
  • Lends in South Carolina
  • Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests