USDA and FHA Pro and Con in Mullins, Marion County, SC

In 2025, the USDA loan limit for Mullins, situated in Marion county of SC, is $336,500. In contrast, the FHA limit for a single-family house stands at $472,030.

To evaluate today's USDA versus FHA rates, utilize Lendersa®'s USDA loan calculator and find out the required income, credit, reserves, and documents necessary to qualify. Utilize our cutting-edge mortgage calculator to compare USDA, FHA, Conforming, and VA options side by side, aiding in identifying the best fit for your financial circumstances in .

Review loan offers from over 100 lenders

2025 Loan Limits and Downpayment Details in Mullins, Marion county, SC

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Mullins, SC

At Lendersa®, we are committed to securing you the most advantageous USDA or FHA loan quickly and with minimal hassle. Choose from three starting points to connect with relevant lenders and discover USDA loan options.

Image depicting Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

The USDA loan, backed by the Department of Agriculture and often termed a USDA mortgage or rural development loan, is specifically for homes in rural areas. In contrast to FHA loans, which necessitate a down payment of no less than 3.5%, a USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Champaign County School Employees’ Credit Union
  • 1203 S Mattis Avenue, Champaign, IL, 61821
  • The Champaign County School Employees’ Credit Union is a not-for-profit organization owned and operated by its members for the benefit of all who belong. You can become a member if you are employed by any school in Champaign County. Membership is also available to the family of members.
  • Central Illinois Credit Union
  • 2106 W John Street, Champaign, IL, 61821
  • Central Illinois Credit Union is a not-for-profit, member-owned financial institution whose purpose is to provide its membership a full range of quality financial services at competitive rates. We are committed to member service in a friendly atmosphere, long term financial stability, promotion of thrift, and involvement in our community.
  • CIBM Bank
  • 2913 W. Kirby Ave, Champaign, IL, 61821
  • CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc. and formerly operated as "Marine Bank" in its Indiana and Wisconsin markets, "Central Illinois Bank" in its central Illinois market, "Avenue Bank" in its Chicagoland market, and Avenue Mortgage, a division of CIBM Bank serving the communities of all CIBM Bank branches
  • Bank of Missouri
  • 916 N Kingshighway, Perryville, MO, 63775
  • The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.
  • Classic Mortgage Corporation
  • 104 S Michigan Ave, Vicksburg, MI, 49097
  • Classic Mortgage Corporation is a mortgage broker and lender and we opened our doors in 1994. As an independent mortgage broker, Classic Mortgage Corporation has steadily built a reputation for providing prompt, personal service and a broad array of competitive mortgage products.
  • Windsor Locks Federal Credit Union
  • 516 Spring Street, Windsor Locks, CT, 06096
  • Windsor Locks Federal Credit Union is a locally based, community chartered federal credit union serving Hartford County. That means anyone who lives, works, worships, or goes to school in any of the towns of Hartford County and their immediate family members are eligible to open an account at the Credit Union.
  • Notre Dame Federal Credit Union
  • 1828 Moreau Dr, Notre Dame, IN, 46556
  • Notre Dame Federal Credit Union was born on a sunny afternoon in May 1941, during the course of a conversation at a small tavern off of Notre Dame Avenue. From our humble beginnings operating out of the night watchman's office in the Main Building on the campus of the University of Notre Dame,
  • Grand Trunk (Battle Creek) Employees Federal Credit Union
  • 1275 North Raymond Road, Battle Creek, MI, 49014
  • Grand Trunk (Battle Creek) Employees Federal Credit Union was founded in January of 1945 by a group of railroad employees of the Grand Trunk Western Railroad Company. The purpose was to provide financial services to railroaders and their families. Membership quickly grew to 70 members in the first two months of operating
  • Kellogg Community Credit Union
  • 41 2nd St, Battle Creek, MI, 49014
  • Kellogg Community Credit Union, headquartered in Battle Creek, Michigan is a full service financial institution serving people who live, work, worship, or attend school in Greater Southwest Michigan. With more than $795 million in assets and over 47, 000 members through 13 branches in Battle Creek, Kalamazoo, Portage, Three Rivers, Marshall