USDA Vs. FHA Pro and Con comparison in Bennettsville, Marlboro County, SC

For the year 2025, the USDA loan ceiling in Bennettsville, within Marlboro, SC, is $336,500, whereas the FHA threshold for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to assess today's top USDA versus FHA rates. Determine the income, credit score, reserves, and documentation necessary to qualify. This powerful mortgage tool displays side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Bennettsville, Marlboro, SC

Loan Type Maximum Loan Amount Down Payment Rate
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Bennettsville, SC

Lendersa® aims to deliver the best USDA or FHA loans quickly and without hassle. Choose among three starting points to find matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively offered in rural areas. Unlike FHA loans which require a minimum of 3.5% down payment, USDA mortgage loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • First State Mortgage (FSM), a subsidiary of First State Bank, Member FDIC, was founded in 2007 by a group of veteran bankers who have been working together in the residential First State Mortgage industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality.
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