USDA Vs. FHA Pro and Con comparison in Bennettsville, Marlboro County, SC

For the year 2025, the USDA loan ceiling in Bennettsville, within Marlboro, SC, is $336,500, whereas the FHA threshold for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to assess today's top USDA versus FHA rates. Determine the income, credit score, reserves, and documentation necessary to qualify. This powerful mortgage tool displays side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Bennettsville, Marlboro, SC

Loan Type Maximum Loan Amount Down Payment Rate
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Bennettsville, SC

Lendersa® aims to deliver the best USDA or FHA loans quickly and without hassle. Choose among three starting points to find matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively offered in rural areas. Unlike FHA loans which require a minimum of 3.5% down payment, USDA mortgage loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Central Rockies Mortgage Corp
  • 30 Benchmark Rd, Suite G3, Avon, CO, 81620
  • Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.
  • Eagle One Financial
  • 150 E Beaver Creek Blvd, Avon, CO, 81620
  • We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties. We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years
  • PSd Ltd
  • 1 Ridge Court, Placitas, NM, 87043
  • At PSd, Ltd. a NM Mortgage Broker, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants. Our consultants know what it takes to get through underwriting quickly and efficiently. Also, as a broker, we have relationships with many lenders.
  • Dakota West Credit Union
  • 340 Main St, Watford City, ND, 58854
  • Dakota West Credit Union is dedicated to helping our members grow with comprehensive, competitive financial products partnered with personal, professional service. It is our vision to deliver consistently the essential financial services in the communities we serve that promote agriculture and commerce while improving the quality of our members.
  • True Lending New Mexico
  • 9400 Holly Ave, Albuquerque, NM, 87122
  • We are a local, woman owned mortgage broker company dedicated to helping New Mexico families with all your financial needs! True Lending New Mexico helping New Mexico with home purchases, refinancing needs, construction loans and business equipment loans, Offering Conventional, FHA, VA, Jumbo and Non-QM funding.
  • Southwest Federal Credit Union
  • 8111 Harper Road NE, Albuquerque, NM, 87111
  • Southwest Federal Credit Union began as The Albuquerque Gas and Electric Company Employees Federal Credit in December 1935. Ten employees came together in the midst of the Great Depression to form their own financial cooperative. The new Credit Union would meet their financial needs and those of their fellow employees and their families.
  • Sandia Laboratory Federal Credit Union
  • 3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
  • Sandia Laboratory Federal Credit Union is one of the top-rated credit unions in the country, and was named as the Best-in-State Credit Union for New Mexico by Forbes in 2019 and 2020. We’re member-owned and not-for-profit, working for our members’ best interests. SLFCU is New Mexico’s largest credit union by asset size.
  • Veterans Loan Service Center DBA Global Funding LLC
  • 3240 B Juan Tabo Northeast, Suite B-3, Albuquerque, NM, 87111
  • Global Funding are New Mexicans. Our professionals have gotten to know people from all over the state and have helped them get financing in every county, from San Juan to Lea and from Hidalgo to Union and also we specialize in VA Loans, USDA, FHA, and Conventional, we have lenders that can do unique loans
  • Enright McFall Mortgage Group LLC
  • 9500 Montgomery Blvd. NE, Suite 112, Albuquerque, NM, 87111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Elite Financial Mortgage
  • 5850 Eubank Blvd NE, Albuquerque, NM, 87111
  • Elite Financial Mortgage believes that every New Mexico consumer deserves to be considered as individuals, not as file numbers. Elite Financial Mortgage and its loan officers and processors are committed to being accessible, attentive and caring. Elite Financial Mortgage is dedicated to enabling New Mexico mortgage borrowers