USDA VS FHA in Darlington, Darlington County, SC

In 2025, the USDA loan limit in Darlington, located in Darlington, SC, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Darlington, Darlington, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Darlington, SC

The goal of Lendersa® is to quickly provide you the best USDA or FHA loan without hassle. Choose one of three starting points that align you with suitable lenders and USDA loan options.

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What is a USDA Loan in SC?

The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural communities. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment, enhancing accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



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