USDA Loan Vs. FHA loan for Fort-Mill, SC [ best of 2023]

In 2025, USDA loan limit in Fort-Mill, county of York, SC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fort-Mill, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(904) 478-8957 344 miles Lender's profile and map Reviews fiber.mortgage 1637 Race Track Rd, Suite 127A, Saint Johns, FL, 32259 Our technology-driven platform is changing the face of the mortgage industry. Between our 13 day app to clear to close timeline (which is a full MONTH faster than the industry average), our unmatched level of communication and transparency, our custom built CRM and Loan Origination Platform, we’re making a splash.
(301) 899-0300 344 miles Lender's profile and map Reviews None Suffer Lack Federal Credit Union 4929 Allentown Road, Suitland, MD, 20746 The None Suffer Lack Federal Credit Union (NSLFCU) was established to minister to the financial needs of believers in the Body of Christ, and their family members. The credit union is a biblically based financial institution governed and operated by godly principles; thereby making it good ground to plant your financial seed.
(800) 487-5500 344 miles Lender's profile and map Reviews Andrews Federal Credit Union 5711 Allentown Road, Suitland, MD, 20746 Andrews Federal Credit Union was founded in 1948 to serve military and civilian personnel along their financial journeys. With over $2 Billion in assets, Andrews Federal has grown to serve more than 134, 000 members in the District of Columbia, Joint Base Andrews (MD), Springfield, Virginia (VA), Joint Base McGuire-Dix-Lakehurst (NJ).
(229) 226-6566 344 miles Lender's profile and map Reviews Peoples Choice Home Loans, LLC 2024 E Pinetree Blvd, Suite C, Thomasville, GA, 31792 Peoples Choice helps borrowers with obtaining mortgage financing that best suits their financial needs and goals. We offer over 150 loan programs from lenders across America. Chances are we can help you find a loan that best fits your financial needs with low costs and competitive interest rates.
(877) 784-5551 344 miles Lender's profile and map Reviews DC Credit Union 3059 Mount Pleasant Street NW, Washington, DC, 20009 DC Credit Union We're a community development financial institution, serving over 10, 000 member-owners' with affordable financial transactions and education. We have three branches: the Reeves Center, the Municipal branch, and the ACCESO branch. Check out our website for more details on locations, hours, and services
(202) 243-7100 344 miles Lender's profile and map Reviews City First Bank of D.C., National Association 1432 U Street NW, Washington, DC, 20009 We are proud of our expanded 75 year history with the merger with Broadway Federal Bank. Our founders in Los Angeles and Washington, DC were local leaders who saw a need in the community for a bank that addressed the lack of access to capital for historically excluded and disinvested urban majority minority communities.
(859) 431-4437 345 miles Lender's profile and map Reviews Home Savings Bank, FSB 202 Elm Street, Ludlow, KY, 41016 Home Savings Bank is located on Elm Street in Ludlow, KY just minutes from downtown Cincinnati. We specialize in real estate lending and offer many deposit solutions. Home Savings Bank, FSB is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
(301) 683-2800 345 miles Lender's profile and map Reviews AFL-CIO Employees Federal Credit Union 555 New Jersey Avenue NW, Suite 100, Washington, DC, 20001 The mission of the AFL-CIO Employees Federal Credit Union is to be the primary financial institution for union members and their families, providing quality products and member service, consistent with the values of the labor movement As a credit union, we exist solely to serve the financial needs of our membership.
(202) 770-4466 345 miles Lender's profile and map Reviews 314 Capital 455 Massachusetts Avenue NW, Unit 328, Washington, DC, 20001 314 Capital We specialize in the direct origination of long and short term loans for residential and commercial investment properties. We're a alternative to Hard Money, which means our programs are designed as a lower cost option while helping the investor achieve their goals of building quality and sustainable housing across the nation
(256) 340-2000 345 miles Lender's profile and map Reviews Family Security Credit Union 2204 Family Security Place SW, Decatur, AL, 35603 Family Security Credit Union offers many convenient online services from their website 24 hours a day. Family Security Credit Union's online banking allows members to save time and money with online bill pay, check account balances, order checks, make loan payments, view e-Statements.
(513) 613-4834 345 miles Lender's profile and map Reviews Cinfed Credit Union 4801 Kennedy Avenue, Cincinnati, OH, 45209 Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.