USDA VS FHA in Fort-Mill, York County, SC

In 2025, the USDA loan limit in Fort-Mill, part of York county, SC, is $285,000. Comparatively, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding you in selecting the ideal program for your financial needs in Alabama.

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2025 Loan Limits and Downpayment Requirements in Fort-Mill, York, SC

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Fort-Mill, SC

Lendersa® aims to efficiently secure for you the best USDA or FHA loan, free of hassle. Begin with one of three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in SC

A USDA home loan is backed by the Department of Agriculture, also called a USDA rural development loan or mortgage. It is exclusive to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans mandate no down payment, providing distinct advantages to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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