USDA Vs. FHA your options comparison in Rock-Hill, York County, SC
In 2025, the USDA loan limit in Rock-Hill, located within York county, SC, is set at $285,000. Meanwhile, the FHA loan cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, and determine the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, guiding you to the best option for your financial scenario in Alabama.
2025 Loan Limits and Downpayment Requirements in Rock-Hill, York, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Rock-Hill, SC
Lendersa® is dedicated to helping you secure the most favorable USDA or FHA loan quickly and with ease. Pick from three starting points designed to connect you with matching lenders and available USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, offering a significant advantage to eligible applicants in rural locations.
224 Datura Street, Suite 910, West Palm Beach, FL, 33401
Jet Mortgage Group is committed to providing the highest level of service and expertise, all while moving at supersonic speed. Our network of over 100 lenders means we have the best loan program for your needs, at the best price. If you’re buying your first home, relocating to a new area.
120 S. Olive Avenue | Suite 701, West Palm Beach, FL, 33401
Greyson Capital, LLC is more than a full service mortgage lender. When you contact us, a Greyson mortgage specialist will walk you through the transaction, be it the purchase of a new residence, a second home, or an investment property. We also offer a variety of refinancing programs and products to fit your specific needs.
120 S. Olive Ave., Suite 311, West Palm Beach, FL, 33401
Ocean Capital’s comprehensive services represent the best in class & are resetting the bar for all others to follow.We meld experts in real estate,estate & financial planning, tax strategy & accounting, securities & insurance,portfolio managers,researchers and traders into a cohesive team that serves the unique needs of our diversified client base.
515 North Flagler Drive Suite P-300, West Palm Beach, FL, 33401
7th Level Mortgage, LLC is an award winning veteran owned mortgage company offering residential and commercial mortgage loans, home loans, refinance mortgages, Jumbo loans, FHA Mortgage, VA Mortgage, HARP loans, First Time Home Buyers, Commercial and Business loans as well as Reverse Mortgage loans.
At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.
REGIONAL Federal Credit Union is a member-owned and operated financial institution serving Northwest Indiana since 1961 The most comforting part about savings accounts at REGIONAL is the element of safety. Your accounts are federally insured by the National Credit Union Administration, an agency of the Federal Government, for up to $250,000
1936 the Finans Federal Credit Union has been serving its members in the HAMMOND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
The Niagara Falls Air Force Federal Credit Union was chartered in 1955. It is a not-for-profit financial institution that is owned and controlled by its members and is operated for your benefit through a membership elected Board of Directors. The Board of Directors is the policy and governing body of the Niagara Falls Air Force credit union.
Founded in 1954, Greater Niagara FCU is the result of a long list of mutually beneficial mergers between small seg-based credit unions in western Niagara County. In 2003, the Credit Union expanded its charter to serve all of Niagara County, and in 2020, the charter was expanded to include Erie County.
