For 2026, the USDA loan limit in Tega-Cay, York county, SC, is $285,000. For a single-family home, the FHA limit is $356,362.
With the Lendersa® USDA loan calculator, you can compare the top USDA and FHA rates of the day, and identify income, credit, reserves, and necessary documents for qualification. Our comprehensive mortgage calculator allows for side-by-side evaluation of USDA, FHA, VA, and Conforming loans, aiding your decision on the best program for your financial needs in
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| Loan Category | Loan Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® focuses on providing you with the best USDA or FHA loan available, swiftly and with ease. Begin with one of three points to find matching lenders and USDA loan programs.
The USDA home loan, also termed as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and applies exclusively to rural regions. Contrasting FHA loans which demand a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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