USDA Vs. FHA Pro and Con comparison in Tega-Cay, York County, SC
For 2025, the USDA loan limit in Tega-Cay, York county, SC, is $285,000. For a single-family home, the FHA limit is $356,362.
With the Lendersa® USDA loan calculator, you can compare the top USDA and FHA rates of the day, and identify income, credit, reserves, and necessary documents for qualification. Our comprehensive mortgage calculator allows for side-by-side evaluation of USDA, FHA, VA, and Conforming loans, aiding your decision on the best program for your financial needs in .
2025 loan limits and down payment requirements in Tega-Cay, York, SC
Loan Category
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in Tega-Cay, SC
Lendersa® focuses on providing you with the best USDA or FHA loan available, swiftly and with ease. Begin with one of three points to find matching lenders and USDA loan programs.
The USDA home loan, also termed as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and applies exclusively to rural regions. Contrasting FHA loans which demand a minimum 3.5% down payment, USDA loans require no down payment at all.
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