USDA and FHA Pro and Con in Newport, York County, SC

In 2025, the USDA loan limit for Newport in York, SC is $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, identifying the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Newport, York, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Newport, SC

The objective of Lendersa® is to promptly secure you the best USDA or FHA loan without hassle. Choose from three starting points to align with matching lenders and explore USDA loan programs.

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Understanding USDA Loans in SC

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and offered solely in rural locations. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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