USDA Vs. FHA your options comparison in Lesslie, York County, SC

In 2025, the USDA loan ceiling for Lesslie, located in York county, SC, is set at $336,500, whereas the FHA limit for a single-family home reaches $472,030.

Utilize the Lendersa® USDA loan calculator to assess today’s USDA against FHA rates. Determine the necessary income, credit, reserves, and documents you need to qualify. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial circumstances, particularly in places like .

Compare loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Lesslie, County of York, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lesslie, SC

Lendersa® is focused on obtaining the best USDA or FHA loan for you quickly and without difficulty. Select one of three starting options to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan is a loan assured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is limited to rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not mandate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Apartment and Commercial Loans, Inc.
  • 9800 Mount Pyramid Court, Suite 400, Englewood, CO, 80112
  • ACL as in the name is a multifamily lender, commercial lender, private placement consultant, construction lender and small balance lender. The company was founded in 1997 and has changed with the times and market over the past 23 years. We evaluate and find solutions for your real estate transactions, not just the easy deals.
  • 1st American Mortgage and Loan LLC
  • 6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
  • At 1st American Mortgage and Loan your privacy and security are a primary concern. The mortgage process involves communicating personal and financial data, and we understand the need for a safe and secure environment in which to share this information. Tom Miller Owner at 1st American Mortgage and Loan.
  • Loan Simple, Inc
  • 9635 Maroon Circle, Suite 100, Englewood, CO, 80112
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • Aspen Home Mortgage
  • 12200 E Briarwood Ave, Unit 280, Colorado Springs, CO, 80112
  • Our mortgage experts have over 20 years experience in the Colorado market. We give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify.
  • K2 Lending Inc
  • 384 Inverness Parkway, Suite 200, Englewood, CO, 80112
  • K2 Lending has elevated the mortgage lending industry using more than 50 years of combined experience. As lending veterans who are driven by a genuine passion for helping our clients, we treat everyone like family. We’re honored to be the go-to team for discerning homebuyers and real estate professionals, when you need..
  • Lone Tree Mortgage Services LLC
  • 9034 East Easter Place, Suite 103, Centennial, CO, 80112
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • A I Inc
  • 7400 East Arapahoe Road, Suite 109, Englewood, CO, 80112
  • We continually serve our clients to the best of our abilities, giving them the respectc and effort required to earn their business and receive the recommendations by offering them a variety of products, knowledge with transparency in the process and leaving them with the assurance that we are grateful for the opportunity.
  • Real Estate Investment Advisors LLC
  • 9200 E Mineral Ave, Suite 100, Centennial, CO, 80112
  • REIA, we think differently everything we do, we believe in challenging the industry norms. We believe Real Estate is the best way for average Americans to take control of their financial future. Whether you are buying a primary residence, a second home, an investment property, or a commercial building, there are so many ways to build wealth.
  • MortgageMint LLC
  • 8310 S Valley Highway, Suite 300, Englewood, CO, 80112
  • The MortgageMint specializes in Jumbo Loans for clientele seeking non-conforming loan sizes over $625, 000 and up to $3, 000, 000. We offer jumbo loans with as little as 10% down payment. Our Colorado Jumbo Rates consistently beat the national average. and also Our Mortgage Rate Quotes / Estimates will provide you with the best rate.