USDA and FHA Pro and Con in Lesslie, York County, SC

In 2026, the USDA loan ceiling for Lesslie, located in York county, SC, is set at $336,500, whereas the FHA limit for a single-family home reaches $472,030.

Utilize the Lendersa® USDA loan calculator to assess today’s USDA against FHA rates. Determine the necessary income, credit, reserves, and documents you need to qualify. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial circumstances, particularly in places like .

Compare loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Lesslie, County of York, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lesslie, SC

Lendersa® is focused on obtaining the best USDA or FHA loan for you quickly and without difficulty. Select one of three starting options to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan is a loan assured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is limited to rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not mandate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Lesslie Lenders

  • Founders Mortgage
  • 5300 Cureton Ferry Road, Catawba, SC, 29704
  • Lends in South Carolina
  • The Department of Veterans Affairs offers a loan guaranty program to veterans, current military members, and their families to assist them in becoming home owners during or after their time of military service. This program was begun in 1944 to aid returning service members who had fought in World War II. During the past seventy-plus years.

  • 1st Heritage Credit
  • 110 N Anderson Rd, Suite 118, Rock Hill, SC, 29730
  • Lends in South Carolina
  • First Heritage Credit is the perfect place to start a career in Consumer Finance. With operations in 100+ branch offices in Alabama, Louisiana, Mississippi, South Carolina, and Tennessee, we’re looking for motivated and customer-focused individuals to start a career with us. Our goal is to help our customers achieve their goals.

  • Qualfirst Mortgage
  • 742 N. Anderson Rd, Suite 118, Rock Hill, SC, 29730
  • Lends in South Carolina
  • Qualfirst Mortgage is a full-service mortgage brokerage firm, covering North and South Carolina, that is partnered with America's best Mortgage Lenders. We will provide to you the best service, best turnaround times, lowest rate and most flexible mortgage loan products and Qualfirst Mortgage has 30 years of lending experience

  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Lends in South Carolina
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co

  • Carolina Hard Money
  • 234 Johnston Street, Rock Hill, SC, 29730
  • Lends in South Carolina
  • Carolina Hard Money”, LLC is a commercial loan broker company serving the needs of the “Real Estate Investor” borrower (only) who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina.

  • Sage Home Loans
  • 1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
  • Lends in South Carolina
  • OUR PROMISE
    We're here to help you
    confidently make smarter decisions about financing your home.

    Our Values
    Buying and refinancing a home should be clear and straightforward.

    An approachable home financing process requires expert guidance.

    Modern home financing problems deserve updated solutions.

  • Nile Mortgage LLC
  • 1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
  • Lends in South Carolina
  • "We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together.
    Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."

  • 1st Capital Title Loans
  • 3420 US-21, Fort Mill, SC, 29715
  • Lends in South Carolina
  • 1st Capital Title Loans Can provide you with a Commercial car title loan in South Carolina from one of our convenient offices on the state line. (This Loan is also known as a Commercial car title loans, title loan, title loans, motorcycle loan or motorcycle title loans). 1st Capital Title Loans can provide you with a Commercial Car Title Loan, moto