In 2026, the USDA loan limit for India-Hook in York, SC, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize Lendersa®'s USDA loan calculator to compare today's USDA and FHA rates, finding out the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to determine the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to secure the best possible USDA or FHA loan for you quickly and easily. Choose one of three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture, meant specifically for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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