USDA Loan Vs. FHA loan pro & con for Ridgeland, Jasper County, SC

In 2025, USDA loan limit in Ridgeland, county of Jasper, SC is $336,500 while FHA limit is $485,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Ridgeland, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(502) 396-1375 468 miles Lender's profile and map Reviews LIGHTHOUSE MORTGAGE LLC 9204 Taylorsville Rd, Suite 214, Louisville, KY, 40299 We are Brokers. Not married to 1 specific bank or product line. We work with wholesale lenders nationwide. The general public doesn't have access to these lenders. You must be a wholesale broker. Lucky for you, we are. We consistently get clients the best mortgages available. We are committed to making getting a mortgage easy.
(502) 432-1808 468 miles Lender's profile and map Reviews Robinson Mortgage Group LLC 1500 Envoy Circle, Suite 1508, Louisville, KY, 40299 Robinson Mortgage Group's Mission is to provide residential mortgage services in Kentucky with openness, reliability, and resourcefulness. As a professional agency, Robinson Mortgage Group strives to know more about our vocation than the competition, while educating and enriching others.
(502) 968-3681 468 miles Lender's profile and map Reviews Park Community Credit Union 2515 Blankenbaker Pkwy., Louisville, KY, 40299 Park Community was established in 1965 to serve the employees of General Electric’s Appliance Park in Louisville, Kentucky, hence the name “Park” Federal Credit Union. Park continued to grow over the years, serving GE employees in other states and eventually expanding services to over 500 Select Employment Groups (SEGs).
(502) 491-4008 468 miles Lender's profile and map Reviews Metro Mortgage Lending, Inc 2305 Hurstbourne Village Dr, Suite 100, Louisville, KY, 40299 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(502) 213-7433 468 miles Lender's profile and map Reviews Countryside Mortgage 11420 Bluegrass Pkwy, Louisville, KY, 40299 Countryside Mortgage is locally owned and operated in Louisville, KY. I, David Zuhars, have over 21 years of personal lending experience. It was my vision in creating this company to separate ourselves from our competitors in pricing, knowledge and availability of products, and customer service. We believe we have the best pricing
(502) 426-1333 468 miles Lender's profile and map Reviews Jefferson Financial Services, Inc. 5618 Bardstown Rd, Louisville, KY, 40291 Since 1998 it has been our the mission of Jefferson Financial Services to provide auto, vacation, hardship and personal loans for any reason. Our friendly, knowledgeable and professional team work to help people that can’t get a loan with a conventional loan institution. We understand that unexpected hardships happen in peoples lives.
(305) 907-7499 468 miles Lender's profile and map Reviews Brickell Park Capital 1548 Brickell Avenue, Miami, FL, 33129 Brickell Park Capital is a commercial real estate investment company. We utilize our deep relationships and originate debt, mezzanine and preferred equity for select clients. Our investment strategy is to deploy patient capital and thoughtful execution in all of our projects improving lives and communities in which we invest.
(305) 467-8585 468 miles Lender's profile and map Reviews Plazio LLC 2730 SW 3rd Avenue, Suite 202, Miami, FL, 33129 Plazio is focused on providing a good experience to their clients by following through on their word, being open and transparent throughout the loan process, and creating meaningful relationships. Helping those seeking loans to choose the correct product as well as completing and processing the loan application.
(305) 988-9108 468 miles Lender's profile and map Reviews Jimenez Property Pros 13810 SW 18th St, Miami, FL, 33175 Jimenez Property Pros is the parent company of Mortgage & Real Estate Companies, such as FL Licensed Mortgage Broker Jimenez Property Loans, LLC, NMLS 1988717. Jimenez Property Pros, LLC is wholly owned by Jimenez Holdings, LLC. Jimenez Property Pros, intends to be the one stop place where customers, clients,
(662) 286-5577 468 miles Lender's profile and map Reviews Commerce Bank MS 700 Taylor Street, Corinth, MS, 38834 Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.