USDA and FHA Pro and Con in Ridgeland, Jasper County, SC
For Ridgeland in Jasper, SC, the USDA loan limit in 2025 is $336,500. In contrast, the FHA loan limit for a single-family home is $485,300.
Leverage Lendersa®'s USDA loan calculator to compare the best USDA and FHA rates of today alongside the necessary income, credit, reserves, and documents you will need to qualify. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans in a side-by-side comparison, making it easier to choose the right program for your financial needs in .
2025 Loan Limits and Down Payment Information for Ridgeland, Jasper, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$485,300
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Ridgeland, SC
Lendersa® is dedicated to securing the best USDA or FHA loan for you promptly and with minimal hassle. Choose any of the three starting points to connect with matching lenders and explore available USDA loan programs.
A USDA home loan, also known as a USDA mortgage or rural development loan, is backed by the U.S. Department of Agriculture and is available strictly in rural localities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment at all.
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