USDA and FHA Pro and Con in Hartsville, Darlington County, SC

For 2025, the USDA loan ceiling in Hartsville, county of Darlington, SC is $336,500, while the FHA cap for a single-family residence is $472,030.

The Lendersa® USDA loan calculator helps you discern today's prime USDA versus FHA rates, assessing needed income, credit, reserves, and necessary documentation. Our advanced mortgage calculator enables parallel evaluation of USDA, FHA, Conforming, and VA loans, guiding your choice of the best program in for your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Hartsville, Darlington, SC

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Hartsville, SC

The mission of Lendersa® is to efficiently secure the best USDA or FHA loan available, without hassle. Begin with one of three options to find matching lenders and USDA loan programs.

Lendersa USDA loan request and results

About USDA Loans in SC

A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is offered only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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