USDA and FHA Pro and Con in Cheraw, Chesterfield County, SC
For 2026, the USDA loan limit in Cheraw, located in Chesterfield, SC, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today, and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Cheraw, Chesterfield, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cheraw, SC
Lendersa®'s mission is to quickly provide you with the best USDA or FHA loan without hassle. Select one of three starting points that connect you with matching lenders and USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusively offered in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no such requirement, making them more accessible.
11600 West Washington Place, Suite 111, Los Angeles, CA, 90066
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
E3 CAPITAL PARTNERS® is a Real Estate mortgage, finance, brokerage, consultancy for Commercial and Residential Real Estate. E3 Capital partners underwrites/ corresponds with over 200 lenders for ALL property types, ALL borrower types, ALL loan product types. BROKERAGE: Client Representation to list and sell homes.
116 South Catalina Avenue, Suite 111, Redondo Beach, CA, 90277
CB Loans is a reputable Mortgage Broker in California. If you are looking for a professional mortgage broker who knows the ins-and-outs of the loan industry and who will look out for your best interest, look no further. With over 35+ years in the loan industry, CB Loans has been able to help existing homeowners, new home buyers and business people.
1611 South Pacific Coast Highway, Suite 102, Redondo Beach, CA, 90277
South Bay Equity Lending (SBEL) was established in 1998. In 2001, Matthew Hadnett, a former Wells Fargo executive, joined the organization. Matthew has managed SBEL since 2001 and is also the principal. The headquarters are located in the Riviera Village, Redondo Beach. SBEL is both a mortgage broker and a mortgage banker.
12012 West Washington Boulevard, Suite C, Los Angeles, CA, 90066
CP Financial and CP Realty Inc. is a Direct Lender committed to making the lending process easy. Our philosophy is simple: "WHAT CAN WE DO TO MAKE IT WORK" We will work diligently in helping you find the right mortgage product for your needs. We understand that every borrower is different
4000 Palos Verdes Drive North, Suite 108, Rolling Hills Estates, CA, 90274
South Bay Mortgage Brokers special is their commitment to getting results for clients and providing unparalleled customer service, communication, and timeliness. Tony’s objective is to make the loan process as clear and simple as possible. The next time you need assistance in securing financing.
200 South Pacific Coast Highway, Redondo Beach, CA, 90277
California Home Financial is a real estate company based out of 200 S Pacific Coast Hwy With a history of integrity & quality California Home Financial is the place where you can find the best possible mortgage solutions to meet your needs. Helping you find the best mortgage options for your situation. We want to make acquiring a mortgage simple.
1801 South Catalina Avenue, Suite 201, Redondo Beach, CA, 90277
Our goal at Riviera Funding is to be the “lender for life” for every one of our clients. Additionally, we expect to continue our growth as a company through the referrals of every one of our past (and current) clients. We have been successful with this philosophy in the past & expect to continue to be successful with this philosophy in the future.
1711 Via El Prado, Suite 103-B, Redondo Beach, CA, 90277
Professional Lending Network is a full-service brokerage for wholesale mortgages. It specializes in single family residences as well as units.With over 15 years of experience as a mortgage broker, real estate broker, and estate planning lawyer, Gregory is uniquely positioned to help his clients with a wide variety of matters.
