For 2026, the USDA loan limit in York, situated in York county of SC, is $336,500. By contrast, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today’s top USDA versus FHA rates, determining the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the most suitable program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in York, York, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in York, SC
The objective of Lendersa® is to quickly secure you the best USDA or FHA loan with minimal hassle. Initiate one of three pathways that connect you to matching lenders and USDA loan options.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is endorsed by the Department of Agriculture. Available only in rural areas, it contrasts with FHA loans that require a minimum of 3.5% down payment, by requiring no down payment, enhancing its appeal.
Bank of York was founded on April 11, 1935, and we're proud to be a part of the history of York County. That's a long time of serving our community. We're proud of all the stories of people who have joined with Bank of York over the years to build stable livelihoods and raise their families.
4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
Lends in South Carolina
Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.
1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
Lends in South Carolina
"We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together. Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."
110 N Anderson Rd, Suite 118, Rock Hill, SC, 29730
Lends in South Carolina
First Heritage Credit is the perfect place to start a career in Consumer Finance. With operations in 100+ branch offices in Alabama, Louisiana, Mississippi, South Carolina, and Tennessee, we’re looking for motivated and customer-focused individuals to start a career with us. Our goal is to help our customers achieve their goals.
742 N. Anderson Rd, Suite 118, Rock Hill, SC, 29730
Lends in South Carolina
Qualfirst Mortgage is a full-service mortgage brokerage firm, covering North and South Carolina, that is partnered with America's best Mortgage Lenders. We will provide to you the best service, best turnaround times, lowest rate and most flexible mortgage loan products and Qualfirst Mortgage has 30 years of lending experience
Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co
Carolina Hard Money”, LLC is a commercial loan broker company serving the needs of the “Real Estate Investor” borrower (only) who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina.
1st Capital Title Loans Can provide you with a Commercial car title loan in South Carolina from one of our convenient offices on the state line. (This Loan is also known as a Commercial car title loans, title loan, title loans, motorcycle loan or motorcycle title loans). 1st Capital Title Loans can provide you with a Commercial Car Title Loan, moto
2950 Old Nation Road, Suite 6, Fort Mill, SC, 29715
Lends in South Carolina
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
