USDA Vs. FHA your options comparison in York, York County, SC

For 2025, the USDA loan limit in York, situated in York county of SC, is $336,500. By contrast, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today’s top USDA versus FHA rates, determining the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in York, York, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in York, SC

The objective of Lendersa® is to quickly secure you the best USDA or FHA loan with minimal hassle. Initiate one of three pathways that connect you to matching lenders and USDA loan options.

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What is a USDA Loan in SC?

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is endorsed by the Department of Agriculture. Available only in rural areas, it contrasts with FHA loans that require a minimum of 3.5% down payment, by requiring no down payment, enhancing its appeal.

Enter your location to find out if it qualifies for USDA rural housing loan?



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