For 2026, the USDA loan limit in York, situated in York county of SC, is $336,500. By contrast, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today’s top USDA versus FHA rates, determining the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the most suitable program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in York, York, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in York, SC
The objective of Lendersa® is to quickly secure you the best USDA or FHA loan with minimal hassle. Initiate one of three pathways that connect you to matching lenders and USDA loan options.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is endorsed by the Department of Agriculture. Available only in rural areas, it contrasts with FHA loans that require a minimum of 3.5% down payment, by requiring no down payment, enhancing its appeal.
15250 Ventura Blvd, Suite 715, Sherman Oaks, CA, 91403
Mortgage Globe Inc is a premier mortgage company that specializes in residential and complex commercial loans. With years of expertise and knowledge in the area of mortgage loan, we have managed to build trust and strong customer relationship through in-depth understanding of clients’ needs and expectations.
15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
Patch of Land is crowdfunding real estate through its P2RE (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees.We make it possible to invest and make a good return while also contributing to something good.
21650 Oxnard Street, Suite 1700, Sherman Oaks, CA, 91403
Genesis Capital is the leading loan provider for the nation’s top professional developers of residential, multifamily and mixed-use real estate.
Our diversified product line and sharp, swift execution enables us to cater to a broad range of investors and developers, across multiple types of projects.
15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
Patch of Land aims to solve the problem of slow, inefficient, fragmented and obscure private real estate lending by using the latest technology, data and process efficiency to more accurately assign risk profiles and project viability, while greatly reducing time and cost of loan underwriting for borrowers with real estate projects.
15260 Ventura Blvd., Suite 1705, Sherman Oaks, CA, 91403
Helvetica is an investor-oriented organization of valued employees who work hard to become a trusted part of the lives of the families and investors in which we service. We are focused on meeting the real estate investment, planning and servicing needs of our investors in a way that is innovative, personal and professional.
10315 Woodley Avanue, Suite 119, Granada Hills, CA, 91344
Consumer Home Loans is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently
Boost your home buying experience with Power Play Mortgage. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.
10722 White Oak Street, Suite 5, Granada Hills, CA, 91344
Globe and Anchor Mortgage is the leading choice for all mortgage services in the Southern California. We have a proven track record of having helped numerous families refinance, purchase a home, and assist during the cash out process. We are veteran led and a family owned business so it is our focus to help other families all throughout California
17408 Chatsworth Street, Suite 101, Granada Hills, CA, 91344
Montana Realty & Home Loans is President of the John Broker officer at Montana Realty and Home Loans We are a dedicated and successful Real Estate & Mortgage company in Southern California with more than 20 years experience, it is our personal goal to make your Buying, Selling or refinancing experience very pleasant.