USDA and FHA Pro and Con in Lake-Wylie, York County, SC
For 2025, the USDA loan limit in Lake-Wylie, within the county of York, SC, is $285,000. Meanwhile, the FHA limit for a single-family home there is $356,362.
Use the Lendersa® USDA loan calculator to compare current USDA vs. FHA rates and ascertain the needed income, credit, reserves, and documents. Our advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in choosing the program in best suited to your finances.
2025 Loan Limits and Down Payment Requirements in Lake-Wylie, County of York, SC
Type of Loan
Loan Limit Amount
Down Payment Percentage
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lake-Wylie, SC
The objective of Lendersa® is to secure you the most favorable USDA or FHA loan quickly and with ease. Choose from three approaches to connect with matching lenders and USDA loan options.
A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages need no down payment.
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1801 Park Court Place, Unit G, Suite 100, Santa Ana, CA, 92701
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
319 South Main Street, Suite A, Santa Ana, CA, 92701
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820 North Parton Street, Suite 2, Santa Ana, CA, 92701
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
600 W. Santa Ana Blvd. STE 114A, Santa Ana, CA, 92701
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15825 Main Street, 1st Floor, La Puente, CA, 91744
MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.
2651 E Chapman Ave, Suite 215C, Fullerton, CA, 92831
Our mission at Southern Cal Funding is to make applying for a home loan as painless and smooth a process as possible. We work with many wholesale banks that offer extremely competitive programs whether your a 1st Time Buyer, an Investor, or just selling and buying your next home!
1020 South Raymond Avenue, Suite A, Fullerton, CA, 92831
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