USDA and FHA Pro and Con in Isle-of-Palms, Charleston County, SC
For 2025, the USDA loan limit in Isle-of-Palms, within the county of Charleston, SC is $285,000. By contrast, the FHA limit for a single-family home is $414,000.
Use the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates. It helps determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the most appropriate program for your specific financial situation in .
2025 Loan Limits and Downpayment Requirements in Isle-of-Palms, Charleston, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Isle-of-Palms, SC
Lendersa® is dedicated to obtaining the optimal USDA or FHA loan for you swiftly and easily. Opt for one of three starting points that connect you with matching lenders and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture, meant for rural areas only. Unlike FHA loans that need a 3.5% down payment minimum, USDA loans require no down payment.
Taupa Lithuanian Federal Credit Union! 2019 we celebrated our 39th anniversary. The credit union has 1,800 members and $22 million in assets. We offer to our members: Best CD rates, MasterCard® Credit Card (no annual fees), Scorecard Bonus Points, Debit Card, Online Banking and Bill Pay all FREE. Our Personal and Business Checking accounts
MassHome Mortgage LLC is a mortgage broker who has been helping customers in Massachusetts since 1999 to obtain residential
and commercial loans with variety of programs from different mortgage lenders. Our main goal is to provide the best service to our
customers and help them to find the right loan with the best rates, terms and costs to
Wallace Capital is a private real estate finance company that provides immediate short-term bridge loans and joint venture equity to real estate investors, developers and builders. A private finance company, Wallace Capital has invested approximately $500 million in about 500 transactions since 2000.
First Priority Credit Union is a Massachusetts state-chartered credit union that began providing banking products and services to members in 1924. FPCU membership originally included United States Postal Employees, retirees and their family, but over the years has grown to include those that live or work in Suffolk and Essex Counties
Lakeside is committed to working for our community by offering consumers and businesses a banking experience based on long-term relationships, financial experience and our long-standing commitment to Southwest Louisiana. We combine personal service with the latest technology to deliver the most current products and services to our customers.
East Cambridge Savings Bank is a full-service mutually-held savings bank that believes in connecting with customers. The Bank was established in 1854 and is dedicated to providing businesses and individuals with a full line of banking services in the communities it serves. Headquartered in Cambridge, the Bank has locations in Arlington.
At Leader Bank we take a modern day approach to making dreams come true, all while helping the community we love. Start your journey with us today. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s rapid growth and customer-oriented solutions...
Founded in 2002, Leader Bank is a Massachusetts-based entrepreneurial financial institution that approaches banking differently. The core tenets of Leader Bank include client services, exemplary products, and innovation to meet the needs of its clients. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s
Jadia Mortgage assists you with the easiest & fastest way to get a low cost home loan or refinance. We are mortgage broker, & we are not making & servicing the loan. You will really enjoy a fast, hassle-free, no-nonsense service through us that meets your specific requirements. We will show you in detail how you can save on your mortgage loan
"Cabot Boston Credit Union has been open since 1941. The credit union has assets totaling $7.32 Million and provides banking services to more than 800 members. Cabot Boston Credit Union Providing services to Cabot US Based
Employees since 1941. Cabot Boston Credit Union (inc) is located in Boston, MA, United States."
Philly Hard Money Loans is an affiliate of Crowd Lending Inc. PHML is a Local Direct Hard Money Lender. PHML provides fast, flexible, and direct funding to investors, builders, and developers for investment real estate.PHML directly funds the acquisition and renovation of investment real estate.
