USDA Vs. FHA Pro and Con comparison in James-Island, Charleston County, SC
In 2025, the USDA loan limit for a single-family home in James-Island, located in Charleston, SC, stands at $285,000. Meanwhile, the FHA loan limit is $414,000.
To evaluate the best rates available today for USDA versus FHA loans, make use of the Lendersa® USDA loan calculator. This tool helps identify the necessary income, credit rating, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, VA, and Conforming loans, aiding in the selection of the most suitable program for your financial scenario in .
2025 loan limits and downpayment requirements in James-Island, Charleston, SC
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in James-Island, SC
Lendersa® aims to provide you with the most favorable USDA or FHA loan swiftly and conveniently. Begin by choosing one of three pathways that connect you with suitable lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan, is a government-backed mortgage provided by the Department of Agriculture. It's available exclusively for rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans require no down payment whatsoever.
225 Aberdeen Drive, Suite A, Valparaiso, IN, 46385
CU Mortgage Service works with both credit union members and non-members. Whether you’re financing your first home, refinancing your current one, or buying your dream home, our loan officers will help you choose a mortgage that’s right for you. It’s what we’ve been doing since 1986.
Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson.
Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)
The Niagara Wheatfield Federal Credit Union was chartered by NCUA on October 28th 1960. Our original charter was for employees and elected members of the Board of Education of the Niagara Wheatfield Central School District #1 who worked in Niagara County, New York; employees of the credit union; members of their immediate families.
The purpose of the Federal Credit Union shall be to provide its members quality financial services consistent with cooperative principles, applicable legislation and prudent management. The Credit Union shall serve its members by striving to: Facilitate the accumulation of member savings, Provide diverse financial services.
526 Water Street, Suite 113, Port Huron, MI, 48060
Our mission statement says it all. “To provide personalized financial services to our member owners and their families in a cooperative spirit while maintaining long-term financial stability Founded in 1959, we continue to operate on the original credit union philosophy of “people helping people
At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities.
We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment.
Washington State Bank is an independent, locally-owned community bank. We offer modern and efficient systems in order to provide excellent products and services.
Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs. But that's just the beginning of our service.
When it comes to getting a home mortgage, today's buyers have many options. So why do thousands of buyers choose BestWay Mortgage? Well, the secret to our success is really no big secret at all. We believe that if we put our clients first, do everything we can to provide the best mortgage options
Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.
