In 2025, the USDA loan limit in Mount-Pleasant, part of Charleston county, SC, stands at $285,000. For a single-family home, the FHA limit is $414,000.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps identify necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your financial situation in Alabama.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $414,000 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to helping you obtain the best possible USDA or FHA loan promptly and without hassle. Begin by selecting one of three paths that connect you with compatible lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage. It is exclusive to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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