USDA and FHA Pro and Con in Clover, York County, SC
For 2026, the USDA loan limit in Clover, located in York, SC, is $336,500. The FHA limit for a single-family home stands at $472,030.
Use Lendersa®'s USDA loan calculator to compare today's USDA versus FHA rates, and to determine the necessary income, credit, reserves, and documents to qualify. The advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you decide which program fits your financial situation in .
2026 Loan Limits and Downpayment Requirements in Clover, York, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Clover, SC
Lendersa® aims to secure you the best USDA or FHA loan quickly and easily. Select one of three starting points to connect with lenders offering USDA loan options.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require no down payment, making them more accessible.
4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
Lends in South Carolina
Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.
Bank of York was founded on April 11, 1935, and we're proud to be a part of the history of York County. That's a long time of serving our community. We're proud of all the stories of people who have joined with Bank of York over the years to build stable livelihoods and raise their families.
1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
Lends in South Carolina
"We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together. Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."
1st Capital Title Loans Can provide you with a Commercial car title loan in South Carolina from one of our convenient offices on the state line. (This Loan is also known as a Commercial car title loans, title loan, title loans, motorcycle loan or motorcycle title loans). 1st Capital Title Loans can provide you with a Commercial Car Title Loan, moto
2950 Old Nation Road, Suite 6, Fort Mill, SC, 29715
Lends in South Carolina
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
