For 2025, the USDA loan limit in Clover, located in York, SC, is $336,500. The FHA limit for a single-family home stands at $472,030.
Use Lendersa®'s USDA loan calculator to compare today's USDA versus FHA rates, and to determine the necessary income, credit, reserves, and documents to qualify. The advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you decide which program fits your financial situation in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure you the best USDA or FHA loan quickly and easily. Select one of three starting points to connect with lenders offering USDA loan options.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require no down payment, making them more accessible.
Enter your location to find out if it qualifies for USDA rural housing loan?
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