USDA Loan Vs. FHA loan for Clover, SC [York County Rates 2023]

In 2025, USDA loan limit in Clover, county of York, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Clover, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(513) 544-8391 356 miles Lender's profile and map Reviews ACF Home Loans LLC 1081 North University Boulevard, Suite C, Middletown, OH, 45042 ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.
(240) 463-1969 357 miles Lender's profile and map Reviews Metropolitan Funding Group LLC 502 Calvin Lane, Rockville, MD, 20851 Metropolitan Funding Group is a vertically integrated financial company, providing commercial consulting and lending services. We specialize in tough tax situations, complicated credit histories and income reporting, and multifaceted asset complexities. We work hard to find a solution to any financial obstacle.
(724) 483-3566 357 miles Lender's profile and map Reviews cfsbank 101 McKean Avenue, Charleroi, PA, 15022 At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help. And that’s as true today as it was 85 years ago.
(931) 552-7750 357 miles Lender's profile and map Reviews F&M Bank TN 50 Franklin Street, Clarksville, TN, 37040 F&M Bank is a dynamic regional bank located in middle Tennessee ... and is one of the top independent banks in the state! F&M Bank operates full-service banking offices in Clarksville, Springfield, Greenbrier, Dover, Bumpus Mills, Lebanon, Mt. Juliet, White House, Murfreesboro, Hendersonville and Cookeville.
(931) 503-1234 357 miles Lender's profile and map Reviews Legends Bank 310 N. First St, Clarksville, TN, 37040 Legends Bank was founded in 1998 in Clarksville, Tennessee. Today, our footprint has grown, allowing us to serve two of the five largest cities in the state and four Tennessee counties; Montgomery County, Williamson County and Davidson County. Legends is a community bank that’s bolstered by an extraordinary team made up of experienced lenders
(931) 503-8282 357 miles Lender's profile and map Reviews Cumberland Bank and Trust 502 Madison Street, Clarksville, TN, 37040 At Cumberland Bank & Trust, we realize that our customers are the reason we are here to serve our community. Like our President & CEO, Ron Sleigh says, “Cumberland Bank & Trust is a true ‘community bank.’ All five of our offices are located in Clarksville and Montgomery County. We pride ourselves on personalized customer relationships,
(931) 906-1489 357 miles Lender's profile and map Reviews Castle Rock Mortgage, LLC 120 Center Pointe Dr, Suite 4, Clarksville, TN, 37040 The Castle Rock Mortgage, LLC Team is your premier mortgage team located in Clarksville, Tennessee. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tennessee area.
(931) 431-6800 357 miles Lender's profile and map Reviews Fortera Credit Union 2050 Lowes Dr, Clarksville, TN, 37040 As a not-for-profit financial cooperative, Fortera’s focus will always be on serving people, not shareholder profit. Simply put, we value members over numbers. Our approachable, casual nature lacks the stuffiness of traditional banking. We have a reputation for finding a way to help people achieve their goals in the face of financial obstacles.
(615) 669-1610 357 miles Lender's profile and map Reviews Aniya Equity 306 Madison St, Suite 371, Clarksville, TN, 37040 Aniya Equity is a community-focused real estate investment company located in Clarksville, Tennessee that wants to pay you cash for your home. With years of experience, we set out to help our neighbors by stimulating local development, empowering residents and property owners and aid up-and-coming communities throughout Tennessee and Kentucky.
(202) 707-5852 357 miles Lender's profile and map Reviews Library of Congress Federal Credit Union 8100 Professional Place, Suite 308, Hyattsville, MD, 20785 The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.