In 2025, the USDA loan limit in Lancaster, situated in Lancaster county, SC, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
With Lendersa® USDA loan calculator, you can compare today's USDA and FHA top rates, determining the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the ideal program for your financial needs in Alabama.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to quickly helping you secure the best USDA or FHA loan. Choose from three starting points that connect you with the right lenders and USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none, providing substantial benefits for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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