FHA Vs. USDA loan program for Elgin, Lancaster County, South Carolina

In 2025, USDA loan limit in Elgin, county of Lancaster, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Elgin, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(812) 425-5152 442 miles Lender's profile and map Reviews Diamond Valley Federal Credit Union 840 East Diamond Avenue, Evansville, IN, 47711 Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members
(812) 475-0500 442 miles Lender's profile and map Reviews Heritage United Mortgage Services 1420 N Weinbach Ave, Evansville, IN, 47711 We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.
(800) 290-7002 442 miles Lender's profile and map Reviews OneMain Financial 601 N.W. Second Street, Evansville, IN, 47708 OneMain provides personal loans with one on one, local service at branches nationwide. Our personalized loan solutions offer customers a simple and straightforward loan application, fixed rates, fixed payments, clear terms and multiple payment options. Behind every great company is a great team. What we offer is simple
(800) 280-8280 442 miles Lender's profile and map Reviews United Fidelity Bank 18 N.W. Fourth Street, Evansville, IN, 47708 United Bank Downtown Banking CenterSince 1914, United Bank has been dedicated to building long term relationships with our customers. Our mission is to be the premier community banking institution providing financial services for our market, by surpassing customer's expectations and fulfilling community needs in a manner that enhances value.
(812) 464-1425 442 miles Lender's profile and map Reviews Old National Bank 1 Main St, Evansville, IN, 47708 Old National Bancorp is the largest financial services holding company headquartered in Indiana. With $24.0 billion in assets, we rank among the top 100 banking companies in the United States. Since our founding in Evansville, Ind., in 1834, we have focused on community banking by building long-term highly valued partnerships with our clients.
(419) 294-2351 442 miles Lender's profile and map Reviews The First Citizens National Bank of Upper Sandusky 100 N Sandusky Ave, Upper Sandusky, OH, 43351 During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.
(419) 629-2761 443 miles Lender's profile and map Reviews First National Bank in New Bremen 435 S. Washington Street, New Bremen, OH, 45869 First National Bank was chartered in 1934 as a national bank. It currently has offices in New Bremen, Wapakoneta, Sidney, New Knoxville, & Botkins, Ohio. The Bank is engaged in serving the financial needs of individuals, businesses, & organizations. The principal business of the bank is making loans and accepting deposits from the general public.
(850) 830-3589 443 miles Lender's profile and map Reviews Certainty Home Loans LLC 1354 E. JOHN SIMS PARKWAY, Niceville, FL, 32578 Certainty Home Loans has been helping homebuyers for over 20 years, with a focus on making homeownership a reality by putting people first and investing in the right technology and Our core belief is that our Certainty family is our #1 asset. We never want to lose sight of the importance of our team members or of our values: integrity, quality.
(407) 802-2373 443 miles Lender's profile and map Reviews Enotiva Lending Solutions LLC 13538 Village Park Dr, Suite 205, Orlando, FL, 32837 Enotiva Lending Solutions LLC have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(407) 278-5008 443 miles Lender's profile and map Reviews Yes Home Loans Inc 4373 Hunters Park Lane, Suite B, Orlando, FL, 32837 At Yes Home Loans, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(407) 582-9012 443 miles Lender's profile and map Reviews EXPRESSO LENDERS CORP 12250 Menta Street, Suite 106, Orlando, FL, 32837 Expresso Lenders provides you with the right loan for your situation. We are a successful group of professionals, with more than 30 years experience working at Business in USA, Loans & Mortgages & Investments areas.Our main goal concerns about building customer's trust, & that is why our labor has been praised in this important industrial sector.