USDA Vs. FHA your options comparison in Elgin, Lancaster County, SC
The USDA loan limit in Elgin, Lancaster county, SC, in 2025 is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator today to evaluate USDA versus FHA rates and identify income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA loans in parallel, aiding your decision on the best program for your financial situation in places like .
2025 Loan Limits and Down Payment Requirements in Elgin, Lancaster County, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Reviewing USDA and FHA Loan Options in Elgin, SC
Lendersa® aims to secure your best USDA or FHA loan quickly without hassle. Select one of three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is offered only in rural locations. Unlike FHA loans needing a minimum 3.5% down payment, USDA mortgages require no down payment.
Socalzone was founded in January 2017 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout Southern California. echnology is a focal point in the day to day operations of Socalzone Home Loans. We utilize the latest systems and software to ensure a smooth borrower.
377 E. Chapman Ave, Suite 200, Placentia, CA, 92870
Crosswalk Mortgage, Inc., our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you a safe place to discuss home loans options with our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers.
Access Lending Solutions Inc. is a California based loan provider offering solutions to homeowners looking for an un-invasive and simple approach to mortgage planning. We take a consumer-centric approach to quoting that most loan providers reject. We require very limited, bare-bones criteria to quote.
ALT Financial Network strives to educate and complete a high-quality and transparent process throughout the loan process. Our Licensed Mortgage Originators are top of their fields and hand selected based on their commitment to you, our valued client!
We look forward to completing a smooth loan process, and you will be excited to tell your friend
1971 E. Fourth St, Suite 180, Santa Ana, CA, 92705
Mortgage Service Providers was created to support lenders throughout every aspect of the mortgage process. With our family of companies we provide appraisal, verification, quality control and technology services to lenders across the country. Our commitment is to maintain a high level of integrity
1936 E. Deere Avenue, Suite 200, Santa Ana, CA, 92705
HomeXpress Mortgage Corp is a fast growing, service-oriented wholesale lender in the Non-QM mortgage market. The company was founded by a group of mortgage professionals who have a long history of providing flexible solutions to borrowers who fit outside of the Prime/Qualified Mortgage space while providing the best service levels.
SOL Mortgage consists of a team of dedicated career lending professionals tired of hearing about bad mortgage experiences. Our experts share their knowledge and insight with you in an honest and transparent way. It’s friendly and simple. We give you all the information and help you need to make the best decision, provide you with the best qualifyin
Straight Talk lending is your go-to mortgage lender for cash-out refinance and mortgage loans. With over 20 years of experience, we offer outstanding customer service with personalized, direct, and honest advice. We approach things differently than the "big box corporate" approach by focusing on putting humanity
Arbor Financial Group takes great pride in providing our customers with the best customer service. As Southern California’s leading direct mortgage lender for over fifteen years, we bring you a wealth of mortgage experience, real estate and insurance knowledge. We hire only the best and the most seasoned mortgage professionals.
1820 E. Garry Ave, Suite 214, Santa Ana, CA, 92705
"At the Lending Depot, we provide a ""One Stop Shop"" loan resource center for consumers. Obtaining a loan to purchase or refinance a property can be a confusing and difficult experience.
Our goal is to provide information for consumers to make the process easier, including tips on how to shop for the best loan"
Brownstone Mortgage Capital Corporation is a private commercial real estate lender headquartered in Orange County, California. Brownstone Mortgage Capital Corporation is the Managing General Partner of the Brownstone Mortgage Fund I, LP. Our Mortgage Fund is now approved to accept investor money up to $100, 000, 000.
