USDA Vs. FHA Pro and Con comparison in Pageland, Chesterfield County, SC

In 2025, the USDA loan limit in Pageland, within Chesterfield, SC, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA compared to FHA rates and determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose the optimal program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Pageland, Chesterfield, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pageland, SC

Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and effortlessly. Select one of three routes to connect with matching lenders and explore USDA loan programs.

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Understanding USDA Loans in SC

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture, specifically for rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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