USDA VS FHA in Pageland, Chesterfield County, SC

In 2026, the USDA loan limit in Pageland, within Chesterfield, SC, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA compared to FHA rates and determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose the optimal program for your financial situation in .

Compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Pageland, Chesterfield, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pageland, SC

Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and effortlessly. Select one of three routes to connect with matching lenders and explore USDA loan programs.

Visual of Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture, specifically for rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Pageland Lenders

  • Founders Mortgage
  • 5300 Cureton Ferry Road, Catawba, SC, 29704
  • Lends in South Carolina
  • The Department of Veterans Affairs offers a loan guaranty program to veterans, current military members, and their families to assist them in becoming home owners during or after their time of military service. This program was begun in 1944 to aid returning service members who had fought in World War II. During the past seventy-plus years.

  • Sage Home Loans
  • 1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
  • Lends in South Carolina
  • OUR PROMISE
    We're here to help you
    confidently make smarter decisions about financing your home.

    Our Values
    Buying and refinancing a home should be clear and straightforward.

    An approachable home financing process requires expert guidance.

    Modern home financing problems deserve updated solutions.