USDA and FHA Pro and Con in Walhalla, Oconee County, SC
In 2025, the USDA loan limit in Walhalla, within Oconee, SC, is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and confirm the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to aid your decision about the best program for your specific financial situation in .
2025 Loan Limits and Downpayment Requirements in Walhalla, Oconee, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Walhalla, SC
Lendersa®'s objective is to secure you the optimal USDA or FHA loan quickly and hassle-free. Start at one of three points to find matching lenders and explore USDA loan programs.
The USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.
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