In 2026, the USDA loan limit in Walhalla, within Oconee, SC, is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and confirm the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to aid your decision about the best program for your specific financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s objective is to secure you the optimal USDA or FHA loan quickly and hassle-free. Start at one of three points to find matching lenders and explore USDA loan programs.
The USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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