USDA Vs. FHA your options comparison in Union, Union County, SC

As of 2025, the USDA loan limit in Union, within Union, SC, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the income, credit score, reserves, and necessary documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program for your financial needs in .

Explore loan offers from 100 diverse lenders

2025 Loan Limits and Down Payment Requirements in Union, Union, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Union, SC

The goal of Lendersa® is to promptly provide you with the most suitable USDA or FHA loan without hassle. Start with one of three pathways designed to connect you to matching lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, commonly known as the USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment, making them more accessible for qualified borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Gulf Mortgage Group, LLC
  • 38034 Post Office Road, Suite A, Prairieville, LA, 70769
  • Gulf Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Union National Bank and Trust Company of Elgin
  • 101 East Chicago Street, Elgin, IL, 60120
  • Union National Bank opened its doors for the first time. Although that makes us one of the oldest banks in the Chicagoland area, we pride ourselves on being innovators within both our local and national banking communities. One of the first banks to provide an option for a 1% loan, we consistently put our clients needs first to make sure we can fin
  • Banquet Financial
  • 607 Dundee Ave, Elgin, IL, 60120
  • Banquet Financial was opened to provide customers with a viable alternative to dealing with payday loans and banks, to help those who are in need of short-term loans. We offer title loans along with consumer installment loans to Illinois residents. Banks are becoming tougher to deal with, and payday loans are just too expensive.
  • A.S.A.P. Mortgage Corp.
  • 2 S. Division St, 2nd Floor, Peekskill, NY, 10566
  • ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri
  • Mortgage Cube
  • 63 Youngs Hill Road, Huntington, NY, 11743
  • Mortgage Cube makes sure we are in good compliance with banking departments Gabriel Ciccone, the owner of Mortgage Cube's secret is technology, knowledge, consulting with one client at a time and knowing market trends long before it became trendy. This has given our company an advantage over our competition.
  • JMK Financial Group, Inc.
  • 23 Green St, Suite 209, Huntington, NY, 11743
  • JMK Financial is an independent, boutique mortgage company dedicated to providing custom and comprehensive service to our broad range of clients. We offer a wide variety of loan products to meet every need, from first-time home loans and mortgage refinancing to construction lending and reverse mortgages.
  • ALEC Federal Credit Union
  • 10725 Airline Highway, Baton Rouge, LA, 70816
  • ALEC Federal Credit Union was formed in 1968 to help members pool their financial resources in order to help each other out. We are a not-for-profit organization and exist to provide our members with a place to save money and get loans at reasonable rates. ALEC Federal Credit Union is financially sound and federally insured.
  • BR Fire Department Federal Credit Union
  • 11123 Boardwalk Drive, Baton Rouge, LA, 70816
  • The Baton Rouge Fire Department Federal Credit Union has been serving our local area since 1936. We are a non-profit financial institution, which is owned and operated by its members. We provide our members low-interest loans and convenient savings plans. Our Vision is to become the preferred financial institution for all fire department employees.
  • BRECO Federal Credit Union.
  • 1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816
  • At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.
  • Louisiana USA Federal Credit Union
  • 10289 Airline Highway, Baton Rouge, LA, 70816
  • With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.