USDA Vs. FHA your options comparison in Chester, Chester County, SC

For 2025, the USDA loan limit in Chester, within the county of Chester, SC, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA vs. FHA rates, finding out the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Chester, Chester, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Chester, SC

The goal of Lendersa® is to swiftly secure you the best possible USDA or FHA loan, free of hassle. Begin with one of three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in SC?

A USDA home loan, known as the USDA rural development loan or USDA mortgage, is government-guaranteed by the Department of Agriculture. It is available exclusively in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans have zero down payment requirements.

Enter your location to find out if it qualifies for USDA rural housing loan?



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